Insurance Products

Unexpected events such as accidents, injuries, and illness can disrupt your life but they don't have to disrupt your finances. We have partnered with insurance providers to bring a variety of plans to protect you and your family. As a Picatinny member, you get access to exclusive benefits and coverage that help you get back on your feet without a significant impact on your budget.

Peace of Mind for You and Your Wallet

Accidental Death Insurance

Get $1,000¹ No-Cost coverage — Paid for you by Picatinny Federal Credit Union

Plus, you’ve got guaranteed acceptance for up to $300,000.00¹

As a Picatinny Federal Credit Union member, age 18 or older, you are pre-authorized for up to $300,000.00 in optional coverage. With no doctor visits, health questions or lab tests, in minutes you can activate important accidental death and dismemberment insurance.

Don’t delay. Help make sure your family can have money to spend on whatever they choose when you’re no longer with them.

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Elderly couple browsing their tablet for insurance plans

Hospital Accident Plan

Collect Daily Cash Benefits of up to $1,800² when a covered accident lands you in the hospital, this Hospital Accident Plan² pays you these Cash Benefits:

  • $1,800 a day Intensive Care Confinement
  • $900 a day Hospital Confinement
  • $450 a day Emergency Room Treatment

Recuperative Care

Get members-only cash benefits³ while you get better!
Paid directly to you for a covered accident or all sickness — even a pre-existing condition:
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Sickness

Up to

0
a day

per covered hospitalization
due to all sickness
(up to $1,400.00 a week³)

Maximum Payable to you per
occurrence is $73,000.00

Injury

Up to

0
a day

per covered hospitalization
due to any covered accident
(up to $2,800.00 a week³)

Maximum Payable to you per
occurrence is $146,000.00

Affordable Insurance

TruStage® Insurance⁴ Simple, Straightforward, Budget-Friendly

Affordable Insurance is an important part of a solid financial plan. The key is finding coverage that fits your needs and budget from someone you can trust. The right insurance can help give you peace of mind today. Connect with a TruStage agent to learn more about coverage and discounts.

TruStage Insurance Agency. For simple and reliable insurance, we've got you covered.
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1All coverage is reduced by 50% at age 70 and older, regardless of age at enrollment. This plan may not be available to residents of all states.
Franklin Madison Group LLC is the Plan Administrator. For California Residents: Insurance product offered by Franklin Madison Insurance Services LLC. Underwritten by Minnesota Life Insurance Company.

²This is an offering for insurance. It is not a deposit, not FDIC insured, not guaranteed by the bank and not insured by any federal government agency. This is an accident only policy and does not pay benefits for loss from sickness. This information is a brief description of the important features of this insurance plan, not an insurance contract. Actual coverage is subject to the language of the policy including applicable exclusions and limitations, and may not be available in all jurisdictions. Insurance product offered by Franklin Madison Group, LLC. For California Residents: Insurance product offered by Franklin Madison Insurance Services, LLC. Insurance is underwritten by Federal Insurance Company, a Chubb company. Chubb, PO Box 1600, Whitehouse Station, NJ 08889.

Confinement benefits reduce by 50% at age 65, and reduce to 25% at age 75.

³Terms, conditions, and exclusions apply, see site for details. Plan benefit amounts reduce by 50% at age 65 and by an additional 25% at age 75, regardless of age at enrollment. For California Residents: Insurance product offered by Franklin Madison Insurance Services LLC. Underwritten by Minnesota Life Insurance Company.

⁴TruStage® insurance products and programs are made available through TruStage Insurance Agency, LLC. Life insurance and AD&D insurance are issued by CMFG Life Insurance Company, PO Box 61, Waverly IA 50677-0061. Auto and Home Insurance Program are issued by leading insurance companies. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union. © TruStage Insurance Agency

Become a Member Today

We are a not-for-profit, full-service financial institution open to anyone who lives, works, worships or goes to school in Morris County. We are proud to offer all the benefits, products, technology, security and convenience of a big bank -- without the big bank headaches, bureaucracy or hidden fees. Join us today!
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