Picatinny Federal Credit Union products & services
Annual Diaper Drive
We’re proud to partner with Mom’s Helping Mom’s for our upcoming Diaper Drive, running May 1st through May 31st. Donations of diapers, wipes, formula, and feminine products can be dropped off at any of our branch locations. Every contribution helps to support local families in need!
Personal Loans
From life’s biggest milestones to unexpected expenses, we’re here to help when you need it most. Whether you’re planning a wedding, tackling debt, or covering everyday costs, our personal loans offer flexible options designed to fit your needs.
Hospital Accident Plan
Life can be unpredictable, but having the right support can make all the difference! Our Hospital Accident Plan helps provide added peace of mind by offering cash benefits for covered accidents, so you can focus on recovery instead of worrying about unexpected expenses.
Military Appreciation Month
This Military Appreciation Month, we’re honored to support our partners at Warrior Strong Inc.! This organization provides free fitness and wellness programs for veterans, their families, and first responders. If you’d like to give back, donations can be made during your next branch visit.
Earn more with our Premium Rewards Credit Card
Make the most of your everyday purchases with a card that rewards you along the way! Enjoy competitive rates and rewards points that can be redeemed for travel, cash back, gift cards, and more. It’s an easy way to get a little more from your everyday purchases that you already do.
Our rates
As a member-owned credit union, Picatinny Federal Credit Union can offer lower rates than big banks.
HELOCs
as low as*
6.50
% APR
New Auto
as low as*
4.99
% APR
Used Auto
as low as*
5.74
% APR
Mortgages
as low as*
5.267
% APR
Credit Cards
as low as*
15.24
% APR
We understand that each of our members has their own, unique personal financial situation. That’s why we offer a wide range of payment options to help you achieve your goals.
Become a member
Picatinny Federal Credit Union is a not-for-profit, full-service financial institution open to anyone who lives, works, worships or attends school in Morris, Essex, Somerset and Union counties.
We proudly offer a personalized customer experience along with all the benefits of a big bank — without the bureaucracy or hidden fees. As a member-owned institution, our profits are passed along to our members and reinvested in our community.
We support our members like family and help them navigate financial needs through all stages of life.
With convenient branch and ATM locations, we fit your life!
You’re eligible to join if you or a family member…
live
work
worship
school
in the Morris, Essex, Somerset and Union counties
Community connections
As a credit union, we’re dedicated to helping our members and community thrive – a commitment we’ve held for 85+ years.
Resources
We have a library of resources to guide your journey.
Happy #MemberAppreciationDay! Today, we’re celebrating and thanking you for being a part of the Picatinny FCU family! Whether you’ve just joined or have been with us for years, your loyalty and support are what drive us to serve our neighbors. ... See MoreSee Less
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Join us Wednesday, May 20th as we celebrate and show our appreciation for the most important part of Picatinny FCU - our members! We invite you to visit your local branch for our #MemberAppreciationDay! Come out to meet our friendly team, enjoy a special treat and connect with other members of the PFCU family. We look forward to celebrating this special day with you! ... See MoreSee Less
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In honor of #MilitaryAppreciationMonth, Picatinny FCU is proud to highlight an incredible local organization making a difference in our veteran community.
WarriorStrong is dedicated to building connection, camaraderie, and strength by offering free health and wellness classes to veterans and their family members. Their mission supports not just physical fitness, but overall well-being and community support.
You can help make an impact - just $30 provides a veteran with access to a free class. Learn more by visiting: www.warriorstronginc.org/ ... See MoreSee Less
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Are you in the middle of planning your dream wedding but feeling constrained by your budget? Our Picatinny Loans and Premium Rewards Credit Card are tailored specifically for couples like you, helping you turn your wedding vision into reality! Click the link to learn more: ... See MoreSee Less
How to Finance a Wedding: Are Personal Loans the Way to Go? - Picatinny Federal Credit Union
www.picacreditunion.com
If you’re exploring different ways to finance your wedding, personal loans may be an option worth considering. Here’s a closer look at common wedding financing choices, how personal loans work, an...1 CommentsComment on Facebook
Helping our members feel supported, valued, and confident in their financial journey is what it’s all about. Thank you for letting us be part of your story! ... See MoreSee Less
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Wishing you and your loved ones a #happymothersday! ... See MoreSee Less
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