Picatinny Federal Credit Union products & services
Grow your savings with guaranteed returns
Lock in competitive Share Certificate rates and enjoy secure savings with flexible terms that fit your goals.
Buy or sell with confidence with HomeAdvantage®
Find the right agent, search homes online, and earn Cash Rewards at closing. Your home journey, simplified.
Flexible funds, on your terms
Our rates
As a member-owned credit union, Picatinny Federal Credit Union can offer lower rates than big banks.
HELOCs
as low as*
6.50
% APR
New Auto
as low as*
4.99
% APR
Used Auto
as low as*
5.74
% APR
Mortgages
as low as*
5.593
% APR
Credit Cards
as low as*
15.24
% APR
We understand that each of our members has their own, unique personal financial situation. That’s why we offer a wide range of payment options to help you achieve your goals.
Become a member
Picatinny Federal Credit Union is a not-for-profit, full-service financial institution open to anyone who lives, works, worships or attends school in Morris, Essex, Somerset and Union counties.
We proudly offer a personalized customer experience along with all the benefits of a big bank — without the bureaucracy or hidden fees. As a member-owned institution, our profits are passed along to our members and reinvested in our community.
We support our members like family and help them navigate financial needs through all stages of life.
With convenient branch and ATM locations, we fit your life!
You’re eligible to join if you or a family member…
live
work
worship
school
in the Morris, Essex, Somerset and Union counties
Community connections
As a credit union, we’re dedicated to helping our members and community thrive – a commitment we’ve held for 85+ years.
Resources
We have a library of resources to guide your journey.
We have designed our mortgage loan to help our neighbors achieve their homeownership dreams. We offer:
🔸a Flat-Fee that covers services & expenses needed to finalize a mortgage
🔸low mortgage rates with various terms, resulting in lower monthly payments
🔸the HomeAdvantage Cash Reward program, allowing you to earn extra money
🔸and more!
Click the link to learn more: www.picacreditunion.com/mortgages/ ... See MoreSee Less
0 CommentsComment on Facebook
Are you tired of dealing with high interest rates and hidden fees on your current credit card? Switch to our Premium Rewards Credit Card and enjoy the PFCU difference! We offer 0% APR* for the first 12 months and no balance transfer fees. ... See MoreSee Less
Call Now
0 CommentsComment on Facebook
Happy #FirstDayOfSummer! ☀️
We’re excited for a season full of community events and summer fun. Check out our calendar to see what’s coming up! ... See MoreSee Less
0 CommentsComment on Facebook
#HappyFathersDay to all the incredible dads out there!
From teaching life lessons to setting the foundation for a strong financial future—your impact goes further than you know. 💙 ... See MoreSee Less
0 CommentsComment on Facebook
We would like to take a moment to recognize the significance of this day. In observance of #Juneteenth, our branches and offices will be closed on Friday, June 19th. ... See MoreSee Less
0 CommentsComment on Facebook
Hey recent graduates! Are you looking for a bank account that fits your needs? Check out our Break Through Account, which offers great benefits, including:
🔸Up to $50* in matching funds to help you hit your savings goals
🔸10* free out-of-network ATM transactions each month
Get started today: www.picacreditunion.com/checking/ ... See MoreSee Less
0 CommentsComment on Facebook