Picatinny Federal Credit Union products & services
System Upgrade
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Everything is now live and working. If you have questions or need to reference information about the system upgrade, click Learn More for helpful resources and details.
Make Your Wedding Spending Work for You
Earn rewards points on everyday purchases with the Premium Rewards Credit Card and put them toward the things that matter most—from wedding expenses and travel to your honeymoon and beyond.
Fall Into Better Checking
Open a Free Checking account and get a $250* cash reward. Enjoy convenient banking designed to make managing your money easier.
Give Your Savings Room to Grow
Put your money to work with a Share Certificate and enjoy the potential for higher returns with a low-risk way to save for the future.
Our rates
As a member-owned credit union, Picatinny Federal Credit Union can offer lower rates than big banks.
HELOCs
as low as*
6.50
% APR
New Auto
as low as*
4.99
% APR
Used Auto
as low as*
5.74
% APR
Mortgages
as low as*
6.073
% APR
Credit Cards
as low as*
15.24
% APR
We understand that each of our members has their own, unique personal financial situation. That’s why we offer a wide range of payment options to help you achieve your goals.
Become a member
Picatinny Federal Credit Union is a not-for-profit, full-service financial institution open to anyone who lives, works, worships or attends school in Morris, Essex, Somerset and Union counties.
We proudly offer a personalized customer experience along with all the benefits of a big bank — without the bureaucracy or hidden fees. As a member-owned institution, our profits are passed along to our members and reinvested in our community.
We support our members like family and help them navigate financial needs through all stages of life.
With convenient branch and ATM locations, we fit your life!
You’re eligible to join if you or a family member…
live
work
worship
school
in the Morris, Essex, Somerset and Union counties
Community connections
As a credit union, we’re dedicated to helping our members and community thrive – a commitment we’ve held for 85+ years.
Resources
We have a library of resources to guide your journey.
Big day. Big plans. Big purchases.
From the venue and catering to travel and everything in between, wedding expenses can add up quickly.
With the Picatinny Visa Rewards Credit Card, eligible purchases can earn points that can be redeemed for rewards. *
Planning your big day? Learn more about managing wedding expenses and financing options:
How to Finance a Wedding: Are Personal Loans the Way to Go?
*See card terms and conditions for details.
www.picacreditunion.com/resource/how-to-finance-a-wedding-are-personal-loans-the-way-to-go/
#picatinnyfcu #picatinnyproud #NJcreditunion #morriscountynj #peoplehelpingpeople #VisaRewards #creditcardrewards #weddingplanning #honeymoon ...
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Our banking just got an upgrade and it’s all about making things easier for you!
From an improved digital experience to convenient tools that help you bank wherever life takes you, Picatinny FCU is making it simpler to stay connected to your money.
Online, on your phone, or at one of our branches, we’re here when you need us.
Same Picatinny FCU. An even better banking experience. ...
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Managing multiple payments can make it harder to stay on top of your finances.
Debt consolidation may help simplify your payments and make managing your finances easier.
Learn more about your options:
How to Consolidate Credit Card Debt
www.picacreditunion.com/resource/how-to-consolidate-credit-card-debt/
#picatinnyfcu #picatinnyproud #NJcreditunion #morriscountynj #peoplehelpingpeople #personalloan #debtconsolidation #FinancialWellness ...
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A home run kind of night!
Picatinny Federal Credit Union had a great time out at the ballpark connecting with fans, meeting members of the community, and enjoying some Somerset Patriots baseball with a little help from Sparkee!
We’re always proud to show up, have some fun, and stay connected with the communities we serve. Thanks to everyone who stopped by to say hello!
#PicatinnyFCU #SomersetPatriots #CommunityStrong #CreditUnionCommunity #SomersetCounty #BankingMadeEasy #CommunityMatters ...
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Today, we remember and honor the lives lost on September 11, 2001.
We also remember the courage, sacrifice and strength shown by first responders, members of the military and countless individuals who came together to help others.
We honor their memory and will never forget.
#picatinnyfcu #picatinnyproud #morriscountynj #peoplehelpingpeople #NeverForget #September11 ...
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Picatinny Federal Credit Union is proud to support Randolph High School Cheerleaders!
Our sponsorship will benefit the team’s booster club and help support their needs throughout the season. We’re proud to invest in local students and the organizations that help them succeed.
Wishing the Randolph Cheerleaders an amazing and successful season. Good luck! ...
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