Picatinny Federal Credit Union products & services
Grow your savings with guaranteed returns
Lock in competitive Share Certificate rates and enjoy secure savings with flexible terms that fit your goals.
Buy or sell with confidence with HomeAdvantage®
Find the right agent, search homes online, and earn Cash Rewards at closing. Your home journey, simplified.
Flexible funds, on your terms
Our rates
As a member-owned credit union, Picatinny Federal Credit Union can offer lower rates than big banks.
HELOCs
as low as*
6.50
% APR
New Auto
as low as*
4.99
% APR
Used Auto
as low as*
5.74
% APR
Mortgages
as low as*
6.073
% APR
Credit Cards
as low as*
15.24
% APR
We understand that each of our members has their own, unique personal financial situation. That’s why we offer a wide range of payment options to help you achieve your goals.
Become a member
Picatinny Federal Credit Union is a not-for-profit, full-service financial institution open to anyone who lives, works, worships or attends school in Morris, Essex, Somerset and Union counties.
We proudly offer a personalized customer experience along with all the benefits of a big bank — without the bureaucracy or hidden fees. As a member-owned institution, our profits are passed along to our members and reinvested in our community.
We support our members like family and help them navigate financial needs through all stages of life.
With convenient branch and ATM locations, we fit your life!
You’re eligible to join if you or a family member…
live
work
worship
school
in the Morris, Essex, Somerset and Union counties
Community connections
As a credit union, we’re dedicated to helping our members and community thrive – a commitment we’ve held for 85+ years.
Resources
We have a library of resources to guide your journey.
Protect what matters most. Fraudsters are always looking for new ways to scam consumers, but a few simple precautions can help keep your accounts secure. Stay alert, trust your instincts, and remember … if something seems suspicious, contact us right away! ... See MoreSee Less
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📣 Important Notice for Members
Our system upgrade is almost here! As we transition to a new platform, some services may experience temporary downtime or delays.
Please take a moment to review the important dates and service impacts detailed in this post. We appreciate your patience as we work to provide a better banking experience for our members.
#picatinnyfederalcreditunion #SystemUpgrade #MemberNotice #BankingUpdate ... See MoreSee Less
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Supporting our community is at the heart of what we do.
It was a pleasure to support the @morriscounty4h and its mission of empowering local youth through leadership, education, and hands-on learning. Organizations like 4-H help inspire the next generation by providing opportunities to grow, learn, and lead.
At Picatinny Federal Credit Union, we're honored to partner with organizations that make a lasting impact in our community.
#PicatinnyFederalCreditUnion #MorrisCounty4H #CommunitySupport #YouthLeadership #GivingBack #PeopleHelpingPeople ... See MoreSee Less
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Proud Gold Sponsor of the Morris County Chamber of Commerce Monthly Business Connection Networking Event. It's always a pleasure to support our local business community and connect with so many incredible professionals. ... See MoreSee Less
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At Picatinny Federal Credit Union, we are proud to support financial education that empowers our community. Thank you to everyone who joined us at the North Jersey Chamber of Commerce's Night Owl Networking event for an evening of learning, connecting, and planning for the future. We look forward to seeing you again soon!
#PicatinnyFederalCreditUnion #FinancialEducation #FinancialWellness #EstatePlanning #PeopleHelpingPeople ... See MoreSee Less
1 CommentsComment on Facebook
🚗💳 Big plans? Unexpected expenses? We’ve got you covered.
With a Personal Loan from Picatinny Federal Credit Union, you can get the funds you need for home improvements, debt consolidation, vacations, special purchases, and more.
🔸 Competitive rates
🔸 Fixed monthly payments
🔸 Flexible loan amounts
🔸 Fast, local decision-making
Whatever your goals, we're here to help make them happen with affordable financing and personalized service you can trust.
Learn more or apply today: www.picacreditunion.com/personal-loans/
#PicatinnyFCU #PersonalLoan #FinancialFreedom #DebtConsolidation #HomeImprovement #CreditUnionDifference #SmartBorrowing #CommunityBanking #PersonalFinance ... See MoreSee Less
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