Picatinny Federal Credit Union products & services
Short Term Loans
A little breathing room for the season. When unexpected expenses meet holiday plans, explore Picatinny’s Short Term Loan and talk with our team about an option that fits your needs.
Premium Rewards Credit Card
Make your holiday purchases more rewarding. Earn double points on purchases with Picatinny’s Premium Rewards Credit Card—with no annual fee. Explore rewards for the shopping you’ve already planned.
Club Account
Next year’s holiday cheer starts with a little planning today. Set money aside with a Picatinny Club Account and work toward gifts, gatherings, and the moments you look forward to most.
The Family Security Plan
The people who make your holidays special are worth planning for. Explore life insurance options available to Picatinny members through The Family Security Plan® and request a personal consultation.
Statement Notice
Our rates
As a member-owned credit union, Picatinny Federal Credit Union can offer lower rates than big banks.
HELOCs
as low as*
6.75
% APR
New Auto
as low as*
4.99
% APR
Used Auto
as low as*
5.74
% APR
Mortgages
as low as*
6.073
% APR
Credit Cards
as low as*
15.49
% APR
We understand that each of our members has their own, unique personal financial situation. That’s why we offer a wide range of payment options to help you achieve your goals.
Become a member
Picatinny Federal Credit Union is a not-for-profit, full-service financial institution open to anyone who lives, works, worships or attends school in Morris, Essex, Somerset and Union counties.
We proudly offer a personalized customer experience along with all the benefits of a big bank — without the bureaucracy or hidden fees. As a member-owned institution, our profits are passed along to our members and reinvested in our community.
We support our members like family and help them navigate financial needs through all stages of life.
With convenient branch and ATM locations, we fit your life!
You’re eligible to join if you or a family member…
live
work
worship
school
in the Morris, Essex, Somerset and Union counties
Community connections
As a credit union, we’re dedicated to helping our members and community thrive – a commitment we’ve held for 85+ years.
Resources
We have a library of resources to guide your journey.
A little breathing room before the holiday rush.
When seasonal costs and unexpected expenses overlap, it helps to know your options. Picatinny’s Short Term Loan may help you manage a temporary cash need with a repayment plan.
Talk with our team about what fits your situation.
www.picacreditunion.com/personal-loans/
#PicatinnyFCU #ShortTermLoan #HolidayPlanning #FinancialWellness ...
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Which deal could save you more? A cash rebate or 0% financing? Compare the numbers before making your decision.
picacreditunion.groovecar.com/
#PicatinnyFCU #groovecar #AutoFinancing #CarBuyingTips ...
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Ever have that moment when you’re not sure where your money went?
With the Picatinny FCU Mobile App, checking your account is quick and easy, so you can stay on top of your finances wherever you are.
And if life happens? You’ll have convenient access to your accounts right from your phone.
Stay connected. Stay informed. Bank with confidence.
www.picacreditunion.com/mobile-banking/
#PicatinnyFCU #MobileBanking #DigitalBanking #BankingMadeEasy #MoneyManagement #CreditUnion ...
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One password shouldn’t unlock everything. Strong, unique passwords and multi-factor authentication can add important layers of protection.
www.picacreditunion.com/resource/stay-safe-online-with-these-tips-from-the-picatinny-fcu-it-team/
#PicatinnyFCU #Cybersecurity #PasswordSecurity #MFA #OnlineSafety ...
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Found a few vehicles you like? Compare before you decide. CarMatch can help you evaluate your options and find the vehicle that fits your needs and budget.
picacreditunion.groovecar.com/
#PicatinnyFCU #carmatch #CarComparison #carshopping #AutoLoans ...
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Supporting our community is always a home run! 🥎💙
Picatinny Federal Credit Union is proud to support the Whippany Park Girls Softball Team with a $500 donation to their program. We’re excited to cheer on these student athletes and celebrate the teamwork, dedication, and spirit they bring to the field.
Here’s to making memories and making every inning count. Go Wildcats! 🙌
#PicatinnyFCU #WhippanyPark #GirlsSoftball #CommunitySupport #PeopleHelpingPeople ...
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