Picatinny Federal Credit Union products & services
Cybersecurity
Protect what matters most. Stay one step ahead of scammers and cyber threats with helpful tips from the Picatinny FCU IT Team. Learn how to safeguard your accounts, personal information, and financial future with smart online security practices.
Money Market
Put your savings to work. A Money Market Account can help you earn more on your balance while keeping your funds accessible. Discover how APY works and see how your money can grow faster with the right savings strategy.
Premium Credit Card
Earn rewards on everyday spending with the Premium Rewards Credit Card and turn purchases into possibilities. Whether you’re shopping for the holidays, planning a getaway, or treating yourself, your rewards can help you get there faster.
Auto Loan
Ready for a new ride? Our competitive auto loan options can help get you behind the wheel sooner. From researching vehicles to financing your purchase, we’re here to help make your car-buying journey smooth and affordable.
Our rates
As a member-owned credit union, Picatinny Federal Credit Union can offer lower rates than big banks.
HELOCs
as low as*
6.75
% APR
New Auto
as low as*
4.99
% APR
Used Auto
as low as*
5.74
% APR
Mortgages
as low as*
6.073
% APR
Credit Cards
as low as*
15.49
% APR
We understand that each of our members has their own, unique personal financial situation. That’s why we offer a wide range of payment options to help you achieve your goals.
Become a member
Picatinny Federal Credit Union is a not-for-profit, full-service financial institution open to anyone who lives, works, worships or attends school in Morris, Essex, Somerset and Union counties.
We proudly offer a personalized customer experience along with all the benefits of a big bank — without the bureaucracy or hidden fees. As a member-owned institution, our profits are passed along to our members and reinvested in our community.
We support our members like family and help them navigate financial needs through all stages of life.
With convenient branch and ATM locations, we fit your life!
You’re eligible to join if you or a family member…
live
work
worship
school
in the Morris, Essex, Somerset and Union counties
Community connections
As a credit union, we’re dedicated to helping our members and community thrive – a commitment we’ve held for 85+ years.
Resources
We have a library of resources to guide your journey.
A home is personal. Your mortgage experience should be too.
Meet Theresa Barrett, our Chief Lending Officer at Picatinny Federal Credit Union. She understands that behind every mortgage is someone making a big decision and that having someone to turn to can make all the difference.
From understanding your mortgage terms to comparing closing costs, Theresa and our team want you to feel informed, comfortable, and confident. And once you have the keys? We’re still here to answer your questions.
Swipe through for Theresa’s insights on the support you can expect before, during, and beyond closing.
www.picacreditunion.com/resource/picatinny-federal-credit-union-helps-members-manage-debt/
#PicatinnyFCU #MeetOurTeam #MortgageGuidance #Homeownership #PeopleHelpingPeople ...
0 CommentsComment on Facebook
Today we celebrate people helping people. We’re proud to recognize our members, our team, and the communities we serve. Thank you for being part of Picatinny FCU.
www.picacreditunion.com/about-us/
#PicatinnyFCU #InternationalCreditUnionDay #PeopleHelpingPeople #CreditUnion ...
2 CommentsComment on Facebook
Give your savings more room to grow. A Picatinny FCU Money Market Account offers greater earning potential while keeping your funds accessible.
www.picacreditunion.com/savings/
#picatinnyfcu #moneymarket #SaveSmarter #savingsgoals #financialgoals ...
0 CommentsComment on Facebook
You’re going to love what comes with being a Picatinny FCU Member.
From everyday purchases to the moments you’ve been looking forward to, we’re here to help make managing your money feel a little easier.
Convenient banking. Financial solutions built around you. More freedom to enjoy what matters.
Discover what’s possible with Picatinny Federal Credit Union.
www.picacreditunion.com/about-us/
#PicatinnyFCU #CreditUnion #BankingMadeBetter #FinancialFreedom #MemberBenefits #BankLocal ...
0 CommentsComment on Facebook
Good things are worth sharing. Refer eligible friends or family members to Picatinny FCU and you could earn a cash reward when requirements are met.
www.picacreditunion.com/checking/
#picatinnyfcu #referafriend #MembershipBenefits #creditunion ...
0 CommentsComment on Facebook
Know your numbers before you start shopping. Estimate your payment and explore your vehicle’s value with helpful tools from CarMatch.
picacreditunion.groovecar.com/
#PicatinnyFCU #CarMatch #CarShopping #CarBuyingTips #AutoLoans ...
0 CommentsComment on Facebook