Picatinny Federal Credit Union products & services
Refer-a-friend
Earn rewards with Picatinny FCU’s Refer-a-friend promotion! When you refer a friend who opens a new checking account, you’ll receive $75*, and they’ll receive $250*!
*To qualify for the $75 Cash Reward a new member must open a new checking account and initiate a direct deposit of at least $500 a month from an employer, social security or pension into the account. The first Direct Deposit must be initiated within the first 60 days of account opening. Must also open a savings account with a minimum deposit of $5 to qualify for this offer. The $75 Cash Reward will be deposited into the referring members savings account upon receipt of initial direct deposit payment. The $250 Cash Reward will be deposited into the new members savings account upon receipt of initial direct deposit payment. Accounts must remain open for 6 months. Offer subject to approval. All offers and terms are subject to change at any time. Exclusive offer for new PFCU members only. Cash reward is considered interest and will be reported on IRS form 1099-INT. Cannot be combined with any other offers or promotions.
Recuperative Care Plan
Ensure peace of mind with Picatinny Federal Credit Union’s Recuperative Care plan. This insurance provides cash benefits for hospital stays due to covered accidents or illnesses, helping you recover without financial stress.
Short Term Loans
Picatinny Federal Credit Union’s Short Term Loans provide quick financial relief for emergencies and unforeseen expenses, making them ideal for individuals who need immediate funds without long-term commitments.
Youth Account
Help your child build a solid financial foundation with Picatinny Federal Credit Union’s Youth Account. Open an account today and earn a cash reward up to $50* with your first deposit.
Our rates
As a member-owned credit union, Picatinny Federal Credit Union can offer lower rates than big banks.
Home Equity
as low as*
6.75
% APR
New Auto
as low as*
4.99
% APR
Used Auto
as low as*
5.74
% APR
Mortgages
as low as*
5.895
% APR
Credit Cards
as low as*
15.99
% APR
We understand that each of our members has their own, unique personal financial situation. That’s why we offer a wide range of payment options to help you achieve your goals.
Become a member
Picatinny Federal Credit Union is a not-for-profit, full-service financial institution open to anyone who lives, works, worships or attends school in Morris, Essex, Somerset and Union counties.
We proudly offer a personalized customer experience along with all the benefits of a big bank — without the bureaucracy or hidden fees. As a member-owned institution, our profits are passed along to our members and reinvested in our community.
We support our members like family and help them navigate financial needs through all stages of life.
With convenient branch and ATM locations, we fit your life!
You’re eligible to join if you or a family member…
live
work
worship
school
in the Morris, Essex, Somerset and Union counties
Community connections
As a credit union, we’re dedicated to helping our members and community thrive – a commitment we’ve held for 85+ years.
Resources
We have a library of resources to guide your journey.
Unexpected illness or injury can take more than a physical toll — it can impact your finances too. Our Recuperative Care Insurance helps cover daily living expenses while you recover, so you can focus on getting better! Click the link to learn more: www.picacreditunion.com/insurance/ ... See MoreSee Less
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Wishing you a safe and healthy #fourthofjuly! We will be closed on Friday, July 4th in observance of #IndependenceDay. ... See MoreSee Less
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Have you made any of these 3 common financial mistakes? Don't worry, you're not alone! We make it easy to fix and help you stay on track to making smarter money moves. All of these tools are available in our mobile app. Click the link to download today! www.picacreditunion.com/mobile-banking/ ... See MoreSee Less
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Make it a summer of fun, adventure and rewards with our Premium Rewards Credit Card! As a new cardholder, enjoy amazing benefits including:
- 0% APR* on purchases and balance transfers for the first 12 months
- Our uChoose® Rewards program, allowing you to redeem points for travel, gift cards, and more
- Double points on every purchase, with points that never expire
Click the link to learn more! ... See MoreSee Less
Learn More
Credit Union Credit Cards - Low rates, Rewards & Member Benefits
www.picacreditunion.com
Apply for a credit card with easy approval today! Picatinny Federal Credit Union Credit Cards with low rates, great rewards & exclusive member benefits.0 CommentsComment on Facebook
Check out these 3 money hacks you can do in 60 seconds or less to help you save money! Click the link to get started today: www.picacreditunion.com/savings/ ... See MoreSee Less
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Hey baseball fans! We’re excited to be at the @somersetpatriots Ballpark today! Come say hi at our booth and grab a free Picatinny giveaway. Looking forward to another great game! ... See MoreSee Less
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