Picatinny Federal Credit Union products & services
System Upgrade
Need Help With Our System Upgrade?
Everything is now live and working. If you have questions or need to reference information about the system upgrade, click Learn More for helpful resources and details.
Make Your Wedding Spending Work for You
Earn rewards points on everyday purchases with the Premium Rewards Credit Card and put them toward the things that matter most—from wedding expenses and travel to your honeymoon and beyond.
Fall Into Better Checking
Open a Free Checking account and get a $250* cash reward. Enjoy convenient banking designed to make managing your money easier.
Give Your Savings Room to Grow
Put your money to work with a Share Certificate and enjoy the potential for higher returns with a low-risk way to save for the future.
Our rates
As a member-owned credit union, Picatinny Federal Credit Union can offer lower rates than big banks.
HELOCs
as low as*
6.75
% APR
New Auto
as low as*
4.99
% APR
Used Auto
as low as*
5.74
% APR
Mortgages
as low as*
6.073
% APR
Credit Cards
as low as*
15.49
% APR
We understand that each of our members has their own, unique personal financial situation. That’s why we offer a wide range of payment options to help you achieve your goals.
Become a member
Picatinny Federal Credit Union is a not-for-profit, full-service financial institution open to anyone who lives, works, worships or attends school in Morris, Essex, Somerset and Union counties.
We proudly offer a personalized customer experience along with all the benefits of a big bank — without the bureaucracy or hidden fees. As a member-owned institution, our profits are passed along to our members and reinvested in our community.
We support our members like family and help them navigate financial needs through all stages of life.
With convenient branch and ATM locations, we fit your life!
You’re eligible to join if you or a family member…
live
work
worship
school
in the Morris, Essex, Somerset and Union counties
Community connections
As a credit union, we’re dedicated to helping our members and community thrive – a commitment we’ve held for 85+ years.
Resources
We have a library of resources to guide your journey.
Looking for a way to make your savings work harder?
A Share Certificate may be an option if you're saving toward future goals while earning a fixed rate for a set term.
Not sure how Share Certificates work? Learn more about Certificate Accounts:
What Is a Certificate Account at a Credit Union?
www.picacreditunion.com/resource/what-is-a-certificate-account-at-a-credit-union/
#PicatinnyFCU #PicatinnyProud #NJCreditUnion #MorrisCountyNJ #PeopleHelpingPeople #ShareCertificate #Savings #FinancialWellness ...
0 CommentsComment on Facebook
Your bank should fit into your life, not the other way around.
Less banking. More living.
With Picatinny Federal Credit Union’s digital banking tools, you can manage your money wherever life takes you. Check balances, manage your accounts, and take care of everyday banking right from your phone.
Because banking should be the easy part of your day.
Bank anytime, anywhere with Picatinny FCU. ...
0 CommentsComment on Facebook
Ready to take the next step toward homeownership?
Buying a home is a big decision and knowing what to expect can make the process feel a little easier. From getting pre-approved to understanding your mortgage options, preparation is key.
Learn more with our helpful mortgage guide:
Your Guide to Mortgages
www.picacreditunion.com/resource/your-guide-to-mortgages/
#picatinnyfcu #picatinnyproud #NJcreditunion #morriscountynj #peoplehelpingpeople #mortgageloans #homebuying #njrealestate ...
0 CommentsComment on Facebook
Your home and belongings deserve protection.
Picatinny Federal Credit Union offers access to insurance solutions through TruStage® to help protect what matters most. *
Whether you're looking to protect your home, vehicle or the things that matter most to you, understanding your coverage options is an important part of your financial plan.
Learn more about your insurance options on our website.
*Insurance products are offered through third-party providers. See website for details.
www.picacreditunion.com/insurance/
#PicatinnyFCU #PicatinnyProud #NJCreditUnion #MorrisCountyNJ #PeopleHelpingPeople #MortgageLoans #HomeBuying #NJRealEstate ...
0 CommentsComment on Facebook
Wait… I can do all of that from my phone?
With the Picatinny FCU Mobile App, everyday banking is right at your fingertips. Transfer money, manage your cards, deposit checks, send secure messages, and more, all from wherever you are.
Less time worrying about banking. More time for everything else.
Your money. Your phone. Your convenience. ...
0 CommentsComment on Facebook
Big day. Big plans. Big purchases.
From the venue and catering to travel and everything in between, wedding expenses can add up quickly.
With the Picatinny Visa Rewards Credit Card, eligible purchases can earn points that can be redeemed for rewards. *
Planning your big day? Learn more about managing wedding expenses and financing options:
How to Finance a Wedding: Are Personal Loans the Way to Go?
*See card terms and conditions for details.
www.picacreditunion.com/resource/how-to-finance-a-wedding-are-personal-loans-the-way-to-go/
#picatinnyfcu #picatinnyproud #NJcreditunion #morriscountynj #peoplehelpingpeople #VisaRewards #creditcardrewards #weddingplanning #honeymoon ...
0 CommentsComment on Facebook