Picatinny Federal Credit Union products & services
System Upgrade
Need Help With Our System Upgrade?
Everything is now live and working. If you have questions or need to reference information about the system upgrade, click Learn More for helpful resources and details.
Make Your Wedding Spending Work for You
Earn rewards points on everyday purchases with the Premium Rewards Credit Card and put them toward the things that matter most—from wedding expenses and travel to your honeymoon and beyond.
Fall Into Better Checking
Open a Free Checking account and get a $250* cash reward. Enjoy convenient banking designed to make managing your money easier.
Give Your Savings Room to Grow
Put your money to work with a Share Certificate and enjoy the potential for higher returns with a low-risk way to save for the future.
Our rates
As a member-owned credit union, Picatinny Federal Credit Union can offer lower rates than big banks.
HELOCs
as low as*
6.50
% APR
New Auto
as low as*
4.99
% APR
Used Auto
as low as*
5.74
% APR
Mortgages
as low as*
6.073
% APR
Credit Cards
as low as*
15.24
% APR
We understand that each of our members has their own, unique personal financial situation. That’s why we offer a wide range of payment options to help you achieve your goals.
Become a member
Picatinny Federal Credit Union is a not-for-profit, full-service financial institution open to anyone who lives, works, worships or attends school in Morris, Essex, Somerset and Union counties.
We proudly offer a personalized customer experience along with all the benefits of a big bank — without the bureaucracy or hidden fees. As a member-owned institution, our profits are passed along to our members and reinvested in our community.
We support our members like family and help them navigate financial needs through all stages of life.
With convenient branch and ATM locations, we fit your life!
You’re eligible to join if you or a family member…
live
work
worship
school
in the Morris, Essex, Somerset and Union counties
Community connections
As a credit union, we’re dedicated to helping our members and community thrive – a commitment we’ve held for 85+ years.
Resources
We have a library of resources to guide your journey.
A home run kind of night!
Picatinny Federal Credit Union had a great time out at the ballpark connecting with fans, meeting members of the community, and enjoying some Somerset Patriots baseball with a little help from Sparkee!
We’re always proud to show up, have some fun, and stay connected with the communities we serve. Thanks to everyone who stopped by to say hello!
#PicatinnyFCU #SomersetPatriots #CommunityStrong #CreditUnionCommunity #SomersetCounty #BankingMadeEasy #CommunityMatters ...
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Today, we remember and honor the lives lost on September 11, 2001.
We also remember the courage, sacrifice and strength shown by first responders, members of the military and countless individuals who came together to help others.
We honor their memory and will never forget.
#picatinnyfcu #picatinnyproud #morriscountynj #peoplehelpingpeople #neverforget #September11 ...
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Picatinny Federal Credit Union is proud to support Randolph High School Cheerleaders!
Our sponsorship will benefit the team’s booster club and help support their needs throughout the season. We’re proud to invest in local students and the organizations that help them succeed.
Wishing the Randolph Cheerleaders an amazing and successful season. Good luck! ...
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Could your auto loan payment be lower?
Refinancing may help you explore a lower rate and potentially save money over the life of your loan.
Not sure how credit union auto loans work or what to consider before refinancing? We've put together a helpful guide to help you understand your options.
How Credit Union Auto Loans Work: A Complete Guide for Smart Car Buyers
www.picacreditunion.com/resource/how-credit-union-auto-loans-work-a-complete-guide-for-smart-car-...
#PicatinnyFCU #PicatinnyProud #NJCreditUnion #MorrisCountyNJ #PeopleHelpingPeople #AutoLoans #AutoRefinance #FinancialWellness ...
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Happy Labor Day from Picatinny Federal Credit Union!
Today, we celebrate the hard work, dedication and contributions of workers in our communities and across the country.
Wishing you and your family a safe and enjoyable Labor Day!
#picatinnyfcu #picatinnyproud #NJcreditunion #morriscountynj #peoplehelpingpeople #laborday ...
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Your finances, right at your fingertips.
With Picatinny Online & Mobile Banking, you can check balances, deposit checks, transfer funds, pay bills and manage your cards wherever you are.
Want to get more out of your online banking experience? Learn more about the benefits of online banking.
Benefits of Online Banking
www.picacreditunion.com/resource/benefits-of-online-banking/
#PicatinnyFCU #PicatinnyProud #NJCreditUnion #MorrisCountyNJ #PeopleHelpingPeople #MobileBanking #DigitalBanking ...
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