Picatinny Federal Credit Union products & services

Couple getting married

Personal Loans

Planning a wedding can be both exciting and overwhelming, but with Picatinny FCU’s personal loans, financing your dream wedding has never been easier! Our personal loans offer the flexibility and affordability you need to cover all your wedding expenses, from the venue and catering to the dress and honeymoon.

Diaper Drive Information

Diaper Drive

Picatinny Federal Credit Union is proud to support Mom’s Helping Mom’s with a Diaper Drive from May 12 through May 27. Drop off your donations of diapers, wipes, formula, and feminine products to any of our branch locations to help families in need. Together, we can make a difference!

patient in hospital bed with doctor

Hospital Accident Plan

Protect yourself from unexpected medical expenses with Picatinny FCU’s Hospital Accident Plan. This plan provides cash benefits for hospital confinement, intensive care, and emergency room treatment following a covered accident, ensuring you have financial support when you need it most.

Military Appreciation Month

In honor of Military Appreciation Month, Picatinny FCU proudly supports Warrior Strong Inc., a nonprofit organization dedicated to providing free fitness classes and wellness programs for veterans, veteran family members, and first responders. Consider making a donation during your next branch visit!

real estate agent Meeting a Beautiful Successful Couple in Front of a Modern Big House That is For Sale. Real Estate Agent Selling or Renting Out a New Home to a Young Family. For Sale Sign on Front Lawn.

Mortgage Loans

We understand that the home buying journey is different for everyone – that’s why we take the time to tailor our services to your unique circumstances. Our team of experienced professionals are here to guide you through the process. We will work closely with you to find the mortgage solution that best fits your needs!

Our rates

As a member-owned credit union, Picatinny Federal Credit Union can offer lower rates than big banks.

Home Equity

as low as*

6.75

%  APR

New Auto

as low as*

5.24

%  APR

Used Auto

as low as*

5.99

%  APR

Mortgages

as low as*

5.895

%  APR

Credit Cards

as low as*

15.99

%  APR

We understand that each of our members has their own, unique personal financial situation. That’s why we offer a wide range of payment options to help you achieve your goals.

Become a member

Picatinny Federal Credit Union is a not-for-profit, full-service financial institution open to anyone who lives, works, worships or attends school in Morris, Essex, Somerset and Union counties.

We proudly offer a personalized customer experience along with all the benefits of a big bank — without the bureaucracy or hidden fees. As a member-owned institution, our profits are passed along to our members and reinvested in our community.

We support our members like family and help them navigate financial needs through all stages of life.

With convenient branch and ATM locations, we fit your life!

You’re eligible to join if you or a family member…

live

work

worship

school

in the Morris, Essex, Somerset and Union counties

Community connections

As a credit union, we’re dedicated to helping our members and community thrive – a commitment we’ve held for 85+ years.

woman with grey hair in a vest smiling at other people

Resources

We have a library of resources to guide your journey.

Let’s get social

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Join us Thursday, May 22nd as we celebrate and show our appreciation for the most important part of Picatinny FCU - our members! We invite you to visit your local branch for our #memberappreciationday! Come out to meet our friendly team, enjoy a special treat and connect with other members of the PFCU Family. We look forward to celebrating this special day with you! ... See MoreSee Less

Join us Thursday, May 22nd as we celebrate and show our appreciation for the most important part of Picatinny FCU - our members! We invite you to visit your local branch for our #MemberAppreciationDay! Come out to meet our friendly team, enjoy a special treat and connect with other members of the PFCU Family. We look forward to celebrating this special day with you!

We know that life can sometimes take unexpected turns, that's why we offer our Hospital Accident Plan so you can have a safety net to help you during these difficult times. Our plan provides Daily Cash Benefits to assist you financially while you recover - allowing you to focus on your healing without added financial stress. Click the link to learn more: www.picacreditunion.com/insurance/ ... See MoreSee Less

We know that life can sometimes take unexpected turns, thats why we offer our Hospital Accident Plan so you can have a safety net to help you during these difficult times. Our plan provides Daily Cash Benefits to assist you financially while you recover - allowing you to focus on your healing without added financial stress. Click the link to learn more: https://www.picacreditunion.com/insurance/
5 days ago

We’re here at the Lake Hopatcong Block Party! Make sure to stop by our booth to say hi and get an awesome Picatinny prize! ... See MoreSee Less

We’re here at the Lake Hopatcong Block Party! Make sure to stop by our booth to say hi and get an awesome Picatinny prize!

Are you in the middle of planning your dream wedding but feeling constrained by your budget? We understand that your special day deserves to be unforgettable without the burden of financial worries. That’s why our short-term loans are tailored specifically for couples like you, helping you turn your wedding vision into reality! Click the link to apply today: bit.ly/43j7jbN ... See MoreSee Less

Throughout the month we are partnering with WarriorStrong to raise awareness and support our veterans. Your donations will help Warrior Strong provide free health and wellness programs for veterans. Please visit any of our branches to contribute to this cause and receive a free bag as a thank you. Together, we can make a real difference for those who have served our nation. Thank you for your support! ... See MoreSee Less

Throughout the month we are partnering with WarriorStrong to raise awareness and support our veterans. Your donations will help Warrior Strong provide free health and wellness programs for veterans. Please visit any of our branches to contribute to this cause and receive a free bag as a thank you. Together, we can make a real difference for those who have served our nation. Thank you for your support!

In honor of #MothersDay, we are proud to announce our partnership with the New Jersey Sister Society Global Women’s Leadership Network. We will be hosting a Diaper Drive from May 12th through May 27th to support local mothers. We will be collecting the following items to donate to Moms Helping Moms Foundation:

- Diapers (all sizes)
- Wipes
- Formula
- Baby hygiene items (such as baby soap, lotion, etc.)
- Women’s hygiene products (such as pads, tampons, etc.)

We greatly appreciate your donation and support for our community! Please feel free to drop off your donation at your local branch or visit momshelpingmoms.org for more information.
... See MoreSee Less

In honor of #MothersDay, we are proud to announce our partnership with the New Jersey Sister Society Global Women’s Leadership Network. We will be hosting a Diaper Drive from May 12th through May 27th to support local mothers. We will be collecting the following items to donate to Moms Helping Moms Foundation:

- Diapers (all sizes) 
- Wipes 
- Formula 
- Baby hygiene items (such as baby soap, lotion, etc.)
- Women’s hygiene products (such as pads, tampons, etc.)

We greatly appreciate your donation and support for our community! Please feel free to drop off your donation at your local branch or visit momshelpingmoms.org for more information.
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