Picatinny Federal Credit Union products & services
Cybersecurity
Protect what matters most. Stay one step ahead of scammers and cyber threats with helpful tips from the Picatinny FCU IT Team. Learn how to safeguard your accounts, personal information, and financial future with smart online security practices.
Money Market
Put your savings to work. A Money Market Account can help you earn more on your balance while keeping your funds accessible. Discover how APY works and see how your money can grow faster with the right savings strategy.
Premium Credit Card
Earn rewards on everyday spending with the Premium Rewards Credit Card and turn purchases into possibilities. Whether you’re shopping for the holidays, planning a getaway, or treating yourself, your rewards can help you get there faster.
Auto Loan
Ready for a new ride? Our competitive auto loan options can help get you behind the wheel sooner. From researching vehicles to financing your purchase, we’re here to help make your car-buying journey smooth and affordable.
Our rates
As a member-owned credit union, Picatinny Federal Credit Union can offer lower rates than big banks.
HELOCs
as low as*
6.75
% APR
New Auto
as low as*
4.99
% APR
Used Auto
as low as*
5.74
% APR
Mortgages
as low as*
6.073
% APR
Credit Cards
as low as*
15.49
% APR
We understand that each of our members has their own, unique personal financial situation. That’s why we offer a wide range of payment options to help you achieve your goals.
Become a member
Picatinny Federal Credit Union is a not-for-profit, full-service financial institution open to anyone who lives, works, worships or attends school in Morris, Essex, Somerset and Union counties.
We proudly offer a personalized customer experience along with all the benefits of a big bank — without the bureaucracy or hidden fees. As a member-owned institution, our profits are passed along to our members and reinvested in our community.
We support our members like family and help them navigate financial needs through all stages of life.
With convenient branch and ATM locations, we fit your life!
You’re eligible to join if you or a family member…
live
work
worship
school
in the Morris, Essex, Somerset and Union counties
Community connections
As a credit union, we’re dedicated to helping our members and community thrive – a commitment we’ve held for 85+ years.
Resources
We have a library of resources to guide your journey.
Proud to support the Warrior Strong Golf Outing as the Dinner Sponsor!
We’re grateful for every opportunity to support organizations making a difference in our community. Warrior Strong provides free health and wellness classes to veterans and first responders.
We’re honored to support their mission and be part of an event that brings people together for such a great cause.
WarriorStrong
www.picacreditunion.com/our-programs/
#PicatinnyFCU #WarriorStrong #CommunityMatters #PeopleHelpingPeople ...
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Banking that keeps up with you. From your phone, computer, or local branch, Picatinny FCU gives you convenient ways to stay connected to your money.
www.picacreditunion.com/mobile-banking/
#picatinnyfcu #DigitalBanking #mobilebanking #BankingMadeEasy ...
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Yesterday, we had the pleasure of participating in the 2026 Rockaway Township Employee Benefits Fair. It is always rewarding to connect with members of our community and make a positive impact. A special thank-you to @rockawaytownshipnj for welcoming us and giving us the opportunity to be part of this wonderful event. ...
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Membership has its benefits.
As a member-owned credit union, Picatinny Federal Credit Union is here to provide financial solutions and personalized service designed with our members in mind.
Wondering if you're eligible to join or what makes a credit union different?
Learn more about credit union membership:
Understanding Credit Union Membership: Who Can Join and How
www.picacreditunion.com/resource/understanding-credit-union-membership-who-can-join-and-how/
#PicatinnyFCU #PicatinnyProud #NJCreditUnion #MorrisCountyNJ #PeopleHelpingPeople #CreditUnionBenefits #Membership ...
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Happy Hispanic Heritage Month!
From September 15 through October 15, we celebrate the rich history, culture, traditions and contributions of the Hispanic and Latino communities.
At Picatinny Federal Credit Union, we're proud to celebrate the diverse communities we serve and recognize the many contributions that continue to make our communities stronger.
¡Celebremos juntos!
#PicatinnyFCU #PicatinnyProud #NJCreditUnion #MorrisCountyNJ #PeopleHelpingPeople #HispanicHeritageMonth #Community ...
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Picatinny Federal Credit Union partnered with O'Bagel in Parsippany to treat our members to complimentary coffee and bagels for National Coffee Day. It’s one of the many ways we love showing appreciation for the people who make our credit union community so special!
Thank you to O’Bagel for helping us make the day a little brighter and more delicious! ...
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