Picatinny Federal Credit Union products & services
Cybersecurity
Protect what matters most. Stay one step ahead of scammers and cyber threats with helpful tips from the Picatinny FCU IT Team. Learn how to safeguard your accounts, personal information, and financial future with smart online security practices.
Money Market
Put your savings to work. A Money Market Account can help you earn more on your balance while keeping your funds accessible. Discover how APY works and see how your money can grow faster with the right savings strategy.
Premium Credit Card
Earn rewards on everyday spending with the Premium Rewards Credit Card and turn purchases into possibilities. Whether you’re shopping for the holidays, planning a getaway, or treating yourself, your rewards can help you get there faster.
Auto Loan
Ready for a new ride? Our competitive auto loan options can help get you behind the wheel sooner. From researching vehicles to financing your purchase, we’re here to help make your car-buying journey smooth and affordable.
Our rates
As a member-owned credit union, Picatinny Federal Credit Union can offer lower rates than big banks.
HELOCs
as low as*
6.75
% APR
New Auto
as low as*
4.99
% APR
Used Auto
as low as*
5.74
% APR
Mortgages
as low as*
6.073
% APR
Credit Cards
as low as*
15.49
% APR
We understand that each of our members has their own, unique personal financial situation. That’s why we offer a wide range of payment options to help you achieve your goals.
Become a member
Picatinny Federal Credit Union is a not-for-profit, full-service financial institution open to anyone who lives, works, worships or attends school in Morris, Essex, Somerset and Union counties.
We proudly offer a personalized customer experience along with all the benefits of a big bank — without the bureaucracy or hidden fees. As a member-owned institution, our profits are passed along to our members and reinvested in our community.
We support our members like family and help them navigate financial needs through all stages of life.
With convenient branch and ATM locations, we fit your life!
You’re eligible to join if you or a family member…
live
work
worship
school
in the Morris, Essex, Somerset and Union counties
Community connections
As a credit union, we’re dedicated to helping our members and community thrive – a commitment we’ve held for 85+ years.
Resources
We have a library of resources to guide your journey.
Supporting our community is always a home run! 🥎💙
Picatinny Federal Credit Union is proud to support the Whippany Park Girls Softball Team with a $500 donation to their program. We’re excited to cheer on these student athletes and celebrate the teamwork, dedication, and spirit they bring to the field.
Here’s to making memories and making every inning count. Go Wildcats! 🙌
#PicatinnyFCU #WhippanyPark #GirlsSoftball #CommunitySupport #PeopleHelpingPeople ...
2 CommentsComment on Facebook
Supporting our community is always a home run! 🥎💙
Picatinny Federal Credit Union is proud to support the Whippany Fastpitch Team with a $500 donation to their program. We’re excited to cheer on these student athletes and celebrate the teamwork, dedication, and spirit they bring to the field.
Here’s to making memories and making every inning count. Go Wildcats! 🙌
#PicatinnyFCU #WhippanyPark #GirlsSoftball #CommunitySupport #peoplehelpingpeople ...
0 CommentsComment on Facebook
Supporting our community is always a home run! 🥎💙
Picatinny Federal Credit Union is proud to support the Whippany Fastpitch Team with a $500 donation to their program. We’re excited to cheer on these student athletes and celebrate the teamwork, dedication, and spirit they bring to the field.
Here’s to making memories and making every inning count. Go Wildcats! 🙌
#PicatinnyFCU #WhippanyPark #GirlsSoftball #CommunitySupport #peoplehelpingpeople ...
0 CommentsComment on Facebook
Protecting your money starts with smart habits. Review transactions regularly, protect verification codes, and be cautious with unexpected calls or messages.
www.picacreditunion.com/resource/protect-yourself-from-fraud-how-to-stay-safe-from-scams/
#PicatinnyFCU #CybersecurityAwarenessMonth #AccountSecurity #FraudPrevention ...
0 CommentsComment on Facebook
Protecting your money starts with smart habits. Review transactions regularly, protect verification codes, and be cautious with unexpected calls or messages.
#PicatinnyFCU #CybersecurityAwarenessMonth #AccountSecurity #FraudPrevention ...
0 CommentsComment on Facebook
Friendly competition. Lasting community connections.
Picatinny Federal Credit Union was proud to return as a sponsor of Roxbury Rotary’s annual cornhole tournament! Thank you to the organizers and everyone who participated for bringing our community together. We’re glad to be part of this local tradition!
#PicatinnyFCU #RoxburyRotary #CommunityConnections #CornholeTournament ...
1 CommentsComment on Facebook