Picatinny Federal Credit Union products & services
Annual Diaper Drive
We’re proud to partner with Mom’s Helping Mom’s for our upcoming Diaper Drive, running May 1st through May 31st. Donations of diapers, wipes, formula, and feminine products can be dropped off at any of our branch locations. Every contribution helps to support local families in need!
Personal Loans
From life’s biggest milestones to unexpected expenses, we’re here to help when you need it most. Whether you’re planning a wedding, tackling debt, or covering everyday costs, our personal loans offer flexible options designed to fit your needs.
Hospital Accident Plan
Life can be unpredictable, but having the right support can make all the difference! Our Hospital Accident Plan helps provide added peace of mind by offering cash benefits for covered accidents, so you can focus on recovery instead of worrying about unexpected expenses.
Military Appreciation Month
This Military Appreciation Month, we’re honored to support our partners at Warrior Strong Inc.! This organization provides free fitness and wellness programs for veterans, their families, and first responders. If you’d like to give back, donations can be made during your next branch visit.
Earn more with our Premium Rewards Credit Card
Make the most of your everyday purchases with a card that rewards you along the way! Enjoy competitive rates and rewards points that can be redeemed for travel, cash back, gift cards, and more. It’s an easy way to get a little more from your everyday purchases that you already do.
Our rates
As a member-owned credit union, Picatinny Federal Credit Union can offer lower rates than big banks.
HELOCs
as low as*
% APR
New Auto
as low as*
4.99
% APR
Used Auto
as low as*
5.74
% APR
Mortgages
as low as*
5.267
% APR
Credit Cards
as low as*
15.24
% APR
We understand that each of our members has their own, unique personal financial situation. That’s why we offer a wide range of payment options to help you achieve your goals.
Become a member
Picatinny Federal Credit Union is a not-for-profit, full-service financial institution open to anyone who lives, works, worships or attends school in Morris, Essex, Somerset and Union counties.
We proudly offer a personalized customer experience along with all the benefits of a big bank — without the bureaucracy or hidden fees. As a member-owned institution, our profits are passed along to our members and reinvested in our community.
We support our members like family and help them navigate financial needs through all stages of life.
With convenient branch and ATM locations, we fit your life!
You’re eligible to join if you or a family member…
live
work
worship
school
in the Morris, Essex, Somerset and Union counties
Community connections
As a credit union, we’re dedicated to helping our members and community thrive – a commitment we’ve held for 85+ years.
Resources
We have a library of resources to guide your journey.
We were proud to sponsor the Morris County Vocational School District’s Advisory Council Meeting for the second year! We had the opportunity to set up a table to hand out some fun giveaways and interact with the students and local community members. We’re proud to continue this partnership and support the growth and success of our local schools! ... See MoreSee Less
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Hey youth members! It’s time to spin and win in our Mt. Olive Branch! The Picatinny Prize Wheel is at our Mt. Olive Branch all week long! So stop in between April 27th to May 1st and spin. You could win an ice cream gift card to Das' Creamery ... See MoreSee Less
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Thank you to all who came out to our Home Buying Event! We enjoyed connecting with you and providing insights to help make your homeownership dreams a reality. Whether you’re just starting your journey or ready to take the next step, we are here to support you every step of the way. Have more questions? Reach out, we’re happy to help! ... See MoreSee Less
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Fraud doesn’t take a break, but neither do you. This #FinancialLiteracyMonth, learn how to spot the signs early by staying one step ahead of fraud. Knowing the warning signs can help you protect your personal information and your peace of mind. So stay alert, stay informed, and stay protected. ... See MoreSee Less
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Helping your child build smart money habits like saving, budgeting, and understanding the value of money, can set the foundation for confident financial decisions later in life. Check out our latest article for simple, practical ways to teach your children about money and set them up for a successful financial future: ... See MoreSee Less
Financial Literacy for Kids: What to Teach Children About Money - Picatinny Federal Credit Union
www.picacreditunion.com
Teaching children how to form smart financial habits at an early age is vital for their future financial success. Children learn by doing, so when they have an opportunity to practice financial habits...0 CommentsComment on Facebook
Hey youth members! It’s time to spin and win in our Parsippany Branch! The Picatinny Prize Wheel is at our Parsippany Branch all week long! So stop in between April 20th to the 26th and spin. You could win an ice cream gift card to @lakehiawathadairy ... See MoreSee Less
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