Picatinny Federal Credit Union products & services
Personal Loans
Planning a wedding can be both exciting and overwhelming, but with Picatinny FCU’s personal loans, financing your dream wedding has never been easier! Our personal loans offer the flexibility and affordability you need to cover all your wedding expenses, from the venue and catering to the dress and honeymoon.
Diaper Drive
Picatinny Federal Credit Union is proud to support Mom’s Helping Mom’s with a Diaper Drive from May 12 through May 27. Drop off your donations of diapers, wipes, formula, and feminine products to any of our branch locations to help families in need. Together, we can make a difference!
Hospital Accident Plan
Protect yourself from unexpected medical expenses with Picatinny FCU’s Hospital Accident Plan. This plan provides cash benefits for hospital confinement, intensive care, and emergency room treatment following a covered accident, ensuring you have financial support when you need it most.
Military Appreciation Month
In honor of Military Appreciation Month, Picatinny FCU proudly supports Warrior Strong Inc., a nonprofit organization dedicated to providing free fitness classes and wellness programs for veterans, veteran family members, and first responders. Consider making a donation during your next branch visit!
Mortgage Loans
We understand that the home buying journey is different for everyone – that’s why we take the time to tailor our services to your unique circumstances. Our team of experienced professionals are here to guide you through the process. We will work closely with you to find the mortgage solution that best fits your needs!
Our rates
As a member-owned credit union, Picatinny Federal Credit Union can offer lower rates than big banks.
Home Equity
as low as*
6.75
% APR
New Auto
as low as*
5.24
% APR
Used Auto
as low as*
5.99
% APR
Mortgages
as low as*
5.895
% APR
Credit Cards
as low as*
15.99
% APR
We understand that each of our members has their own, unique personal financial situation. That’s why we offer a wide range of payment options to help you achieve your goals.
Become a member
Picatinny Federal Credit Union is a not-for-profit, full-service financial institution open to anyone who lives, works, worships or attends school in Morris, Essex, Somerset and Union counties.
We proudly offer a personalized customer experience along with all the benefits of a big bank — without the bureaucracy or hidden fees. As a member-owned institution, our profits are passed along to our members and reinvested in our community.
We support our members like family and help them navigate financial needs through all stages of life.
With convenient branch and ATM locations, we fit your life!
You’re eligible to join if you or a family member…
live
work
worship
school
in the Morris, Essex, Somerset and Union counties
Community connections
As a credit union, we’re dedicated to helping our members and community thrive – a commitment we’ve held for 85+ years.
Resources
We have a library of resources to guide your journey.
Join us Thursday, May 22nd as we celebrate and show our appreciation for the most important part of Picatinny FCU - our members! We invite you to visit your local branch for our #memberappreciationday! Come out to meet our friendly team, enjoy a special treat and connect with other members of the PFCU Family. We look forward to celebrating this special day with you! ... See MoreSee Less
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We know that life can sometimes take unexpected turns, that's why we offer our Hospital Accident Plan so you can have a safety net to help you during these difficult times. Our plan provides Daily Cash Benefits to assist you financially while you recover - allowing you to focus on your healing without added financial stress. Click the link to learn more: www.picacreditunion.com/insurance/ ... See MoreSee Less
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We’re here at the Lake Hopatcong Block Party! Make sure to stop by our booth to say hi and get an awesome Picatinny prize! ... See MoreSee Less
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Are you in the middle of planning your dream wedding but feeling constrained by your budget? We understand that your special day deserves to be unforgettable without the burden of financial worries. That’s why our short-term loans are tailored specifically for couples like you, helping you turn your wedding vision into reality! Click the link to apply today: bit.ly/43j7jbN ... See MoreSee Less
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Throughout the month we are partnering with WarriorStrong to raise awareness and support our veterans. Your donations will help Warrior Strong provide free health and wellness programs for veterans. Please visit any of our branches to contribute to this cause and receive a free bag as a thank you. Together, we can make a real difference for those who have served our nation. Thank you for your support! ... See MoreSee Less
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In honor of #MothersDay, we are proud to announce our partnership with the New Jersey Sister Society Global Women’s Leadership Network. We will be hosting a Diaper Drive from May 12th through May 27th to support local mothers. We will be collecting the following items to donate to Moms Helping Moms Foundation:
- Diapers (all sizes)
- Wipes
- Formula
- Baby hygiene items (such as baby soap, lotion, etc.)
- Women’s hygiene products (such as pads, tampons, etc.)
We greatly appreciate your donation and support for our community! Please feel free to drop off your donation at your local branch or visit momshelpingmoms.org for more information. ... See MoreSee Less
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