Picatinny Federal Credit Union products & services
Annual Fall Food Drive
This fall, Picatinny Federal Credit Union is proud to support our local food pantries with a food drive, and we need your help! Please join us in stocking our local pantries with non-perishable items. You can drop off your donations at any of our branch locations. Together, we can make a positive impact and support those in need.
Club Accounts
Get ready for the holidays with a Club Account from Picatinny Federal Credit Union! Save throughout the year and enjoy stress-free festive spending. Open your account today and make your holiday season merry and bright!
Short Term Loan
The holiday season is approaching, and we’re here to help you make it memorable. Need extra funds for gifts, travel, or celebrations? Consider a short-term loan to ease your holiday expenses. Apply today and enjoy a stress-free holiday season!
Premium Rewards Credit Card
Get ready for the holidays with our Premium Rewards Credit Card! Earn double the points with every purchase this fall. Plus, earn 20,000 reward points after spending $1,000 on qualifying purchases within 60 days of account opening.* Make your holiday spending more rewarding!
Share Certificates
Make the most of your money with Picatinny FCU’s Share Certificates. Enjoy highly competitive rates that offer better returns compared to regular savings accounts, helping you grow your money securely. Start saving today and ensure a financially bright holiday season!
Our rates
As a member-owned credit union, Picatinny Federal Credit Union can offer lower rates than big banks.
Home Equity
as low as*
6.75
% APR
New Auto
as low as*
4.99
% APR
Used Auto
as low as*
5.74
% APR
Mortgages
as low as*
5.718
% APR
Credit Cards
as low as*
15.74
% APR
We understand that each of our members has their own, unique personal financial situation. That’s why we offer a wide range of payment options to help you achieve your goals.
Become a member
Picatinny Federal Credit Union is a not-for-profit, full-service financial institution open to anyone who lives, works, worships or attends school in Morris, Essex, Somerset and Union counties.
We proudly offer a personalized customer experience along with all the benefits of a big bank — without the bureaucracy or hidden fees. As a member-owned institution, our profits are passed along to our members and reinvested in our community.
We support our members like family and help them navigate financial needs through all stages of life.
With convenient branch and ATM locations, we fit your life!
You’re eligible to join if you or a family member…
live
work
worship
school
in the Morris, Essex, Somerset and Union counties
Community connections
As a credit union, we’re dedicated to helping our members and community thrive – a commitment we’ve held for 85+ years.
Resources
We have a library of resources to guide your journey.
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