Picatinny Federal Credit Union products & services
Annual Diaper Drive
We’re proud to partner with Mom’s Helping Mom’s for our upcoming Diaper Drive, running May 1st through May 31st. Donations of diapers, wipes, formula, and feminine products can be dropped off at any of our branch locations. Every contribution helps to support local families in need!
Personal Loans
From life’s biggest milestones to unexpected expenses, we’re here to help when you need it most. Whether you’re planning a wedding, tackling debt, or covering everyday costs, our personal loans offer flexible options designed to fit your needs.
Hospital Accident Plan
Life can be unpredictable, but having the right support can make all the difference! Our Hospital Accident Plan helps provide added peace of mind by offering cash benefits for covered accidents, so you can focus on recovery instead of worrying about unexpected expenses.
Military Appreciation Month
This Military Appreciation Month, we’re honored to support our partners at Warrior Strong Inc.! This organization provides free fitness and wellness programs for veterans, their families, and first responders. If you’d like to give back, donations can be made during your next branch visit.
Earn more with our Premium Rewards Credit Card
Make the most of your everyday purchases with a card that rewards you along the way! Enjoy competitive rates and rewards points that can be redeemed for travel, cash back, gift cards, and more. It’s an easy way to get a little more from your everyday purchases that you already do.
Our rates
As a member-owned credit union, Picatinny Federal Credit Union can offer lower rates than big banks.
HELOCs
as low as*
6.50
% APR
New Auto
as low as*
4.99
% APR
Used Auto
as low as*
5.74
% APR
Mortgages
as low as*
5.267
% APR
Credit Cards
as low as*
15.24
% APR
We understand that each of our members has their own, unique personal financial situation. That’s why we offer a wide range of payment options to help you achieve your goals.
Become a member
Picatinny Federal Credit Union is a not-for-profit, full-service financial institution open to anyone who lives, works, worships or attends school in Morris, Essex, Somerset and Union counties.
We proudly offer a personalized customer experience along with all the benefits of a big bank — without the bureaucracy or hidden fees. As a member-owned institution, our profits are passed along to our members and reinvested in our community.
We support our members like family and help them navigate financial needs through all stages of life.
With convenient branch and ATM locations, we fit your life!
You’re eligible to join if you or a family member…
live
work
worship
school
in the Morris, Essex, Somerset and Union counties
Community connections
As a credit union, we’re dedicated to helping our members and community thrive – a commitment we’ve held for 85+ years.
Resources
We have a library of resources to guide your journey.
Helping our members feel supported, valued, and confident in their financial journey is what it’s all about. Thank you for letting us be part of your story! ... See MoreSee Less
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Wishing you and your loved ones a #Happymothersday! ... See MoreSee Less
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In honor of Mother’s Day this May, we are proud to partner with the New Jersey Sister Society Global Women’s Leadership Network. We will be hosting a Diaper Drive throughout the month of May to support our friends at the @Moms Helping Moms Foundation. We are currently collecting:
- Diapers (all sizes)
- Wipes
- Formula
- Baby hygiene items (such as baby soap, lotion, etc.)
- Women’s hygiene products (such as pads, tampons, etc.)
We greatly appreciate your donation and support for our community! Please feel free to drop off your donation at your local branch or visit momshelpingmoms.org for more information. ... See MoreSee Less
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We had a wonderful time at the @morriscountyvsd Career Pathways Night! Our team enjoyed connecting with students and families, learning about their future goals, and sharing how Picatinny FCU can help support them throughout every stage of their financial journey. ... See MoreSee Less
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It's #WorldPasswordDay! Your passwords are crucial for your financial security so it is important that they are strong and well-protected. Take a moment today to update and strengthen your passwords, and click the link for quick tips to keep your accounts safe: www.picacreditunion.com/resource/tips-for-secure-passwords/ ... See MoreSee Less
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We were proud to sponsor the Morris County Vocational School District’s Advisory Council Meeting for the second year! We had the opportunity to set up a table to hand out some fun giveaways and interact with the students and local community members. We’re proud to continue this partnership and support the growth and success of our local schools! ... See MoreSee Less
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