Picatinny Federal Credit Union products & services
Personal Loans
Planning a wedding can be both exciting and overwhelming, but with Picatinny FCU’s personal loans, financing your dream wedding has never been easier! Our personal loans offer the flexibility and affordability you need to cover all your wedding expenses, from the venue and catering to the dress and honeymoon.
Diaper Drive
Picatinny Federal Credit Union is proud to support Mom’s Helping Mom’s with a Diaper Drive from May 12 through May 27. Drop off your donations of diapers, wipes, formula, and feminine products to any of our branch locations to help families in need. Together, we can make a difference!
Hospital Accident Plan
Protect yourself from unexpected medical expenses with Picatinny FCU’s Hospital Accident Plan. This plan provides cash benefits for hospital confinement, intensive care, and emergency room treatment following a covered accident, ensuring you have financial support when you need it most.
Military Appreciation Month
In honor of Military Appreciation Month, Picatinny FCU proudly supports Warrior Strong Inc., a nonprofit organization dedicated to providing free fitness classes and wellness programs for veterans, veteran family members, and first responders. Consider making a donation during your next branch visit!
Mortgage Loans
We understand that the home buying journey is different for everyone – that’s why we take the time to tailor our services to your unique circumstances. Our team of experienced professionals are here to guide you through the process. We will work closely with you to find the mortgage solution that best fits your needs!
Our rates
As a member-owned credit union, Picatinny Federal Credit Union can offer lower rates than big banks.
Home Equity
as low as*
6.75
% APR
New Auto
as low as*
5.24
% APR
Used Auto
as low as*
5.99
% APR
Mortgages
as low as*
5.895
% APR
Credit Cards
as low as*
15.99
% APR
We understand that each of our members has their own, unique personal financial situation. That’s why we offer a wide range of payment options to help you achieve your goals.
Become a member
Picatinny Federal Credit Union is a not-for-profit, full-service financial institution open to anyone who lives, works, worships or attends school in Morris, Essex, Somerset and Union counties.
We proudly offer a personalized customer experience along with all the benefits of a big bank — without the bureaucracy or hidden fees. As a member-owned institution, our profits are passed along to our members and reinvested in our community.
We support our members like family and help them navigate financial needs through all stages of life.
With convenient branch and ATM locations, we fit your life!
You’re eligible to join if you or a family member…
live
work
worship
school
in the Morris, Essex, Somerset and Union counties
Community connections
As a credit union, we’re dedicated to helping our members and community thrive – a commitment we’ve held for 85+ years.
Resources
We have a library of resources to guide your journey.
In honor of #MothersDay, we are proud to announce our partnership with the New Jersey Sister Society Global Women’s Leadership Network. We will be hosting a Diaper Drive from May 12th through May 27th to support local mothers. We will be collecting the following items to donate to Moms Helping Moms Foundation:
- Diapers (all sizes)
- Wipes
- Formula
- Baby hygiene items (such as baby soap, lotion, etc.)
- Women’s hygiene products (such as pads, tampons, etc.)
We greatly appreciate your donation and support for our community! Please feel free to drop off your donation at your local branch or visit momshelpingmoms.org for more information. ... See MoreSee Less
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Wishing you and your loved one’s a #HappyMothersDay! ... See MoreSee Less
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Your membership with Picatinny FCU opens the door to a wide range of special benefits just for you. From our mobile app to our member perks - Picatinny FCU is the choice for you! Click the link to download our app and explore more: www.picacreditunion.com/mobile-banking/ ... See MoreSee Less
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Are you thinking about buying a home this year? Whether you're a first-time home buyer or looking to downsize, you're invited to join us for our free #webinars this May. Visit our website to register today: www.picacreditunion.com/community-calendar/ ... See MoreSee Less
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It's #WorldPasswordDay! Your passwords are crucial for your financial security—ensure they are strong and well-protected. Take a moment today to update and strengthen your passwords, and click the link for quick tips to keep your accounts safe:https://www.picacreditunion.com/resource/tips-for-secure-passwords/ ... See MoreSee Less
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We enjoyed participating and sponsoring the Morris County Voc School Dist Advisory Council Meeting. We had the opportunity to set up a table to hand out some fun giveaways and interact with the students and event attendees. This event allowed us to share our passion for empowering our local schools and supporting our community! ... See MoreSee Less
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