Explore our products & services
Free webinar
Join us on March 19th at 1PM for our free webinar! Our experienced Picatinny Mortgage Loan Originator will guide you through the essential steps and information to simplify your home buying and mortgage refinancing experience from start to finish.
Home Equity Lines of Credit
It’s your equity – use it however you want! Whether you’re looking to consolidate existing debt for more manageable payments, cover college tuition or jumpstart your spring home renovation, consider a Picatinny FCU Home Equity Loan!
HomeAdvantage
Spring into savings and discover your dream home with our HomeAdvantage program. Make home buying a breeze with online tools to search for homes and research neighborhoods to find the perfect fit for your family, all while earning Cash Rewards!
Home Buying Event
Join us on Saturday, April 5th for an informative Home Buying Event at our Rockaway branch. Whether you’re just starting your home search or ready to make the jump, this event is designed to equip you with essential knowledge and resources needed for a successful home purchase.
Mortgage loans
We understand that the home buying journey is different for everyone – that’s why we take the time to tailor our services to your unique circumstances. Our team of experienced professionals are here to guide you through the process. We will work closely with you to find the mortgage solution that best fits your needs!
Our rates
As a member-owned credit union, Picatinny Federal Credit Union can offer lower rates than big banks.
Home Equity
as low as*
6.75
% APR
New Auto
as low as*
5.24
% APR
Used Auto
as low as*
5.99
% APR
Mortgages
as low as*
5.978
% APR
Credit Cards
as low as*
15.99
% APR
We understand that each of our members has their own, unique personal financial situation. That’s why we offer a wide range of payment options to help you achieve your goals.
Become a member
Picatinny Federal Credit Union is a not-for-profit, full-service financial institution open to anyone who lives, works, worships or attends school in Morris, Essex, Somerset and Union counties.
We proudly offer a personalized customer experience along with all the benefits of a big bank — without the bureaucracy or hidden fees. As a member-owned institution, our profits are passed along to our members and reinvested in our community.
We support our members like family and help them navigate financial needs through all stages of life.
With convenient branch and ATM locations, we fit your life!
You’re eligible to join if you or a family member…
live
work
worship
school
in the Morris, Essex, Somerset and Union counties
Community connections
As a credit union, we’re dedicated to helping our members and community thrive – a commitment we’ve held for 85+ years.
Resources
We have a library of resources to guide your journey.
Happy #internationalwomensday! Today, we celebrate the contributions that women make to our communities, families, and local businesses. It is a day to honor their dedication and commitment in shaping a brighter future for everyone. Is there a woman who has positively impacted your life? Tag her below to show your appreciation! ... See MoreSee Less
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This #WomensHistoryMonth, we’re proud to celebrate all the women who play a vital role in the success of Picatinny FCU! Here are some inspirational quotes and personal stories that exemplify the strength of women empowering one another. ... See MoreSee Less
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With a Picatinny FCU Free Checking Account you'll benefit from online banking, no monthly fees and a $250 cash reward when you set up direct deposit. Click the link to open an account today!
app.loanspq.com/apply.aspx?enc=Kw21Wblm1yxpjJabdoZaD007Buy8flQR4CAUbyO2isvkQd3HO4uVkZZtRq2jrH6Djm... ... See MoreSee Less
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MeridianLink Portal
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In an effort to keep your personal information confidential, we will not be storing any information entered into any of the above applications after the application has been inactive for more than 15 ...0 CommentsComment on Facebook
With a Picatinny FCU Free Checking Account you'll benefit from online banking, no monthly fees and a $250 cash reward when you set up direct deposit. Click the link to open an account today! ... See MoreSee Less
Learn More
MeridianLink Portal
bit.ly
In an effort to keep your personal information confidential, we will not be storing any information entered into any of the above applications after the application has been inactive for more than 15 ...0 CommentsComment on Facebook
Our Share Certificates are the perfect way to grow your savings. With competitive rates, terms to fit your goals, and guaranteed interest, you can achieve your savings goals with only a minimum of $500! Click the link to open an account today: ... See MoreSee Less
Learn More
MeridianLink Portal
bit.ly
In an effort to keep your personal information confidential, we will not be storing any information entered into any of the above applications after the application has been inactive for more than 15 ...0 CommentsComment on Facebook
Accidents happen, so it's important to have peace of mind and protect yourself with Guaranteed Asset Protection (GAP). This offers an extra layer of coverage for our members and in the event of a total loss, GAP can help cover the difference between the outstanding loan amount and the actual cash value of your vehicle! Click the link to learn more: www.picacreditunion.com/insurance/ ... See MoreSee Less
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