Picatinny Federal Credit Union auto loan rates as low as 4.99% APR* for new vehicles
Let’s get you in the driver’s seat! Picatinny Federal Credit Union simplifies the car buying experience so you can spend less time on the process and more time on the open road. We provide tools to help you find a new or pre-owned vehicle, secure financing that fits your budget, and protect your purchase. Whether you’re shopping for a car, motorcycle, boat, or RV, we’re ready to help you on your journey — wherever you are and wherever you’re going.
Ready to ride?
Reach out to our team and we’ll guide you through every step of the process — from pre-approval to purchasing.
Your next vehicle is waiting.
Picatinny Federal Credit Union offers our members great rates and fast approval on a loan that fits your budget.
- Before you apply, be sure to unfreeze your credit history to ensure a faster and smoother application process.
First time buyers
Buying your first car is one of life’s biggest milestones.
We know it can seem overwhelming, but our First Time Buyers program makes it easy — even if you have little to no credit history. We’ll help you secure a competitive interest rate, make sure your payments are affordable, and help you build a positive credit history along the way.
Features:
- 6.25% APR* (up to 60 months)
- Flexible terms of 36, 48 or 60 months
- Available for the purchase of new or pre-owned vehicles (financing only available for vehicles up to 10 years old)
- Maximum loan is $25,000
CarMatch
Tools to make the car buying process a breeze
Picatinny Federal Credit Union members have access to a full suite of tools to make the car buying process a breeze. Search and compare new and pre-owned vehicles, calculate your monthly loan payment, locate a dealership, and more.
Protection & insurance
Once you’ve found the perfect car, we’ll also make sure you’re fully protected. Find out more about our insurance offerings today.
Prepaid vehicle maintenance program
Work regular maintenance into your budget with our Prepaid Vehicle Maintenance Program. Keep your car running smoothly with oil/filter changes, tire rotation, brake pad/shoes, and battery replacement while enjoying additional benefits like roadside assistance and more – a value of $5,085 for one low price of $749!
First Time Auto Buyer
Our First Time Auto Buyers program helps individuals with little or no credit history secure competitive interest rates on their first auto loan, making car ownership accessible and affordable.
Resources
Check out these latest resources to help you on your car buying journey.
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Financial Education
It’s tough to think about, but imagine having an unforeseen expense hit you out of the blue and having no
Financial Education
Disclosure:
Federally insured by NCUA. *APR=Annual Percentage Rate. The rates and terms of the offer are subject to change at any time. Program underwriting guidelines must be met for loan approval. To qualify for membership, other deposit and loan products, you must open a savings account with a minimum deposit of $5.00. Contact the credit union for more details. ⁺Maximum loan amount determined by underwriting guidelines