Fee schedule

As a member-owned and led financial partner, Picatinny Federal Credit Union offers members lower fees than big banks.

Miscellaneous Fee Schedule effective August 3, 2026.

Deposit Account

Inactive Account Fee, monthly - charged after 12 months of inactivity (account balances of $499.99 or less)

$10.00

Dormant Account Administrative Fee - one time fee charged after 3 years of inactivity on accounts with balances over $499.99

$50.00

Membership accounts closed within 3 months of opening

$25.00

Each ATM transaction, not our machine and not part of the Allpoint Network

$3.00

Nonsufficient/Uncollected Funds (per unpaid or returned item or per failed preauthorized transaction)

$35.00

Returned deposited item or loan payment, each

$35.00

Draft or ACH Stop Payment, each

$20.00

Share draft reconciliation per hour (must have reconciled within past 3 months)

$15.00

Transfer Fee - to cover overdraft from shares, each

$10.00

Transfer Fee - to cover overdraft from line of credit, each

$3.00

Up to 8 blank share drafts, per set (printed at branch)

$5.00

Foreign Collection

$15.00

Copy of Statement or Share Draft, each

$5.00

Online Banking with eStatement

Free

Online Banking with Paper Statement, monthly

$5.00

Replace Visa Debit Card

$10.00

Overnight Delivery - Visa Debit Card or PIN, each

$40.00

Check Printing

Varies

Lending

Subordination request

$300.00

Cancellation of mortgage

$75.00

Mortgage recast

$300.00

Other Services

Notary Service, non-members

$5.00

Wire Transfers (incoming) each

$15.00

Wire Transfers (outgoing) each

$30.00

Foreign Wire Transfer (outgoing) each

$40.00

IRA Transfer/Closeout

$50.00

Money Market Account Fee – balances below $1000 minimum, monthly

$10.00

Cashier’s Check

$10.00

Stop payment on Cashiers Checks

$20.00

Levies and Liens, each

$60.00

Credit Inquiry/Verification, each

$10.00

Invalid Address Fee, each month

$10.00

Copy of any document, each page

$5.00

Visa ISA Fee for non-US debit transactions

1% of transaction amount

On-Us Check Cashing (for non-members)

$5.00

Telephone Transfer - Non-Automated

$3.00

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1Multiple fees may be charged to the same transaction if presented or requested multiple times.