Protect Your Investments

At PFCU, we’re here to help you during every step of the purchase process and beyond, including assisting you in protecting your new investment.

Congratulations on your new vehicle!

Our Protection Options


Affordable Insurance

If you haven't gotten a car insurance quote lately, your credit union membership could help you save hundreds of dollars.

PFCU members may qualify for a discount on car insurance through the TruStage® Auto Insurance Program. You could save big, and it can be easy to switch carriers—without losing any money. Connect with a TruStage agent to learn more about coverage and discounts. 

You could save $652* on car insurance. Get a quote. TruStage Insurance Agency

Guaranteed Asset Protection (GAP)

Guaranteed Asset Protection (GAP) is one of our optional programs that can protect your investment should your vehicle get totaled in an accident or stolen and not recovered. GAP can cover the difference between the outstanding loan amount and the vehicle’s actual cash value. Give yourself peace of mind and protect yourself with GAP.


Mechanical Breakdown Protection (MBP)

Mechanical Breakdown Protection (MBP), also known as an Extended Warranty, is automobile protection that extends beyond the manufacturer’s factory warranty and covers repairs of unexpected mechanical breakdowns. Experience worry-free driving with MBP.

Debt Protection Program

Debt Protection Program (DPP) is an extra layer of protection should you face any unexpected events or hardships such as loss of a job, disability or loss of life. If such an event occurs, this coverage can cancel or suspend all or part of your obligation to repay a debt.


Depreciation Protection Waiver (DPW)

DPW provides protection on your vehicle’s equity and hedges against depreciation over the life of the loan.

Become a Member Today

Whether it’s getting started on your financial life, buying a new home, or getting your dream car, we’re here to help you in your financial journey every step of the way. Join a fast-growing family of members and start enjoying the benefits of a Picatinny Federal Credit Union Membership today!