Protect Your Investments

At PFCU, we’re here to help you during every step of the purchase process and beyond, including assisting you in protecting your new investment.

Congratulations on your new vehicle!

Our Protection Options


Affordable Insurance

Affordable Insurance is available through our partnership with TruStage Insurance. We offer PFCU members cost-effective coverage that’s easy to get and easy to understand. Connect with a TruStage agent to learn more about coverage and discounts.  

Guaranteed Asset Protection (GAP)

Guaranteed Asset Protection (GAP) is one of our optional programs that can protect your investment should your vehicle get totaled in an accident or stolen and not recovered. GAP can cover the difference between the outstanding loan amount and the vehicle’s actual cash value. Give yourself peace of mind and protect yourself with GAP.


Mechanical Breakdown Protect (MBP)

Mechanical Breakdown Protection (MBP), also known as an Extended Warranty, is automobile protection that extends beyond the manufacturer’s factory warranty and covers repairs of unexpected mechanical breakdowns. Experience worry-free driving with MBP.

Debt Protection Program

Debt Protection Program (DPP) is an extra layer of protection should you face any unexpected events or hardships such as loss of a job, disability or loss of life. If such an event occurs, this coverage can cancel or suspend all or part of your obligation to repay a debt.


Become a Member Today

Whether it’s getting started on your financial life, buying a new home, or getting your dream car, we’re here to help you in your financial journey every step of the way. Join a fast-growing family of Morris County community members and start enjoying the benefits of a Picatinny Federal Credit Union Membership today!