Real Estate Center

Looking for the perfect home? From managing home equity to getting an excellent rate on your mortgage, Picatinny is here to help you with all your real estate financial needs. 

Take the first step to finding or creating your forever home.*

Get the most value out of your home and bring your dreams to life.*

Home Loan Rates

To view the rates of all our home loans, click here.

HomeAdvantage®

Take advantage of our Realtor Network, Search for Homes, and earn Cash Rewards.

Our Mortgage Loan Officers:

Theresa Granger

Phone: 973-361-5225 ext 309
Email: tgranger@picacreditunion.com
NMLS ID#: 2028597

Mayra Mayorga

Phone: 973-361-5225 ext 404
Email: mmayorga@picacreditunion.com
NMLS ID#: 1708553

Click here to schedule a free, no obligation consultation with our experienced Mortgage Loan Officers. Our mortgage experts will answer your questions, help assess your financial situation, and can recommend the best mortgage program for your situation.

Find the Perfect Home for You!

Mortgages

From buying to refinancing, our Mortgage Department is here to help smooth your home financing journey every step of the way. Check out our Mortgage rates, Flat Fee Mortgage Program, and other useful tools in our Mortgage Center.

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Home Equity

Whether you’re looking to consolidate debt, pay for college tuition or remodel your kitchen, you can use the equity in your home to help finance the cost. Picatinny’s Home Equity Loan Program offers extremely competitive rates on fixed-rate loans and home equity lines of credit (HELOCS). In addition, you will have the flexibility of tailoring your payment schedule to meet your needs and budget.

Less Searching, More Finding

HomeAdvantage®

We have partnered with HomeAdvantage® to offer our members an exclusive realtor network program. You now have access to online tools to search for homes, research neighborhoods, and find a local, expert real estate agent from the network of over 850 real estate agents nationwide. When you work with an agent in the HomeAdvantage® network, you earn Cash Rewards** when you close. On average, members earn $1,900 in Cash Rewards. Buy and sell and you’ll receive two Cash Rewards!

HomeAdvantage®

Search for Homes

See which homes are for sale and which have recently sold. Save your favorite searches and get email alerts when new information is available.

Find the Right Agent

We've hand-picked professional real estate agents from the top, local brokerages to be a part of our exclusive agent network. Choose one online yourself or contact our Mortgage Team to help connect you with a top agent that is best for you.

Calculate your Savings

 Use one of the agents in our network to buy or sell your home and earn potentially thousands in Cash Rewards when you close. Calculate your savings. If you are looking to sell your home, buy a home, or both, get rewarded for it!

*Please Note: Before you apply, be sure to unfreeze your credit history to ensure a faster and smoother application process.

**HomeAdvantage® is available to you through your credit union membership. Cash Rewards are available to members who register to use HomeAdvantage® and who use a real estate agent in the HomeAdvantage® network to buy or sell their home. Using the credit union for a mortgage is not a requirement to earn Cash Rewards. Cash Rewards amounts are dependent on the commissions paid to the agent. The credit union may have specific rules on how Cash Rewards will be paid. Cash Rewards are void where prohibited by law or the lender. Please consult with your credit union for details that may affect you.

Become a Member Today

Whether it’s getting started on your financial life, buying a new home, or getting your dream car, we’re here to help you in your financial journey every step of the way. Join a fast-growing family of members and start enjoying the benefits of a Picatinny Federal Credit Union Membership today!
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