Home Loan Rates
To view the rates of all our home loans, click here.
Take advantage of our Realtor Network, Search for Homes, and earn Cash Rewards.
Find the Perfect Home for You!
From buying to refinancing, our Mortgage Department is here to help smooth your home financing journey every step of the way. Check out our Mortgage rates, Flat Fee Mortgage Program, and other useful tools in our Mortgage Center.
Whether you’re looking to consolidate debt, pay for college tuition or remodel your kitchen, you can use the equity in your home to help finance the cost. Picatinny’s Home Equity Loan Program offers extremely competitive rates on fixed-rate loans and home equity lines of credit (HELOCS). In addition, you will have the flexibility of tailoring your payment schedule to meet your needs and budget.
Less Searching, More Finding
We have partnered with HomeAdvantage® to offer our members an exclusive realtor network program. You now have access to online tools to search for homes, research neighborhoods, and find a local, expert real estate agent from the network of over 850 real estate agents nationwide. When you work with an agent in the HomeAdvantage® network, you earn Cash Rewards** when you close. On average, members earn $1,900 in Cash Rewards. Buy and sell and you’ll receive two Cash Rewards!
Search for Homes
See which homes are for sale and which have recently sold. Save your favorite searches and get email alerts when new information is available.
Find the Right Agent
We've hand-picked professional real estate agents from the top, local brokerages to be a part of our exclusive agent network. Choose one online yourself or contact our Mortgage Team to help connect you with a top agent that is best for you.
Calculate your Savings
Use one of the agents in our network to buy or sell your home and earn potentially thousands in Cash Rewards when you close. Calculate your savings. If you are looking to sell your home, buy a home, or both, get rewarded for it!
Our Mortgage Loan Officers:
*Please Note: Before you apply, be sure to unfreeze your credit history to ensure a faster and smoother application process.
**HomeAdvantage® is available to you through your credit union membership. Cash Rewards are available to members who register to use HomeAdvantage® and who use a real estate agent in the HomeAdvantage® network to buy or sell their home. Using the credit union for a mortgage is not a requirement to earn Cash Rewards. Cash Rewards amounts are dependent on the commissions paid to the agent. The credit union may have specific rules on how Cash Rewards will be paid. Cash Rewards are void where prohibited by law or the lender. Please consult with your credit union for details that may affect you.