Payment Examples

Auto

Payment Examples – New Auto

New Vehicle Loan Per $15,000 Borrowed Per $1,000 Borrowed
As low as 1.49% APR* for 36 months $426.52 per month $28.40 per month
As low as 1.74% APR for 48 months $323.88 per month $21.56 per month
As low as 1.74% APR for 60 months $261.34 per month $17.40 per month
As low as 1.99% APR for 72 months $221.30 per month $14.74 per month
As low as 3.74% APR for 84 months $208.56 per month $13.52 per month

Description

From choosing your perfect car at the dealership or utilizing PFCU’s CarMatch, we are here to help you get in the driver’s seat. We want to make your next car-buying experience hassle-free and convenient.

Disclaimers

APR=Annual Percentage Rate. **New vehicle loan, 1.74% APR for 60 months, $17.40 per $1,000 borrowed. Used vehicle loan 2.49% APR for 60 months, $17.72 per $1,000. Rates and terms are subject to change at any time. The actual rate may vary based upon creditworthiness and underwriting policies. To qualify for membership, other deposit and loan products, you must open a savings account with a minimum deposit of $5.00.

Vehicle Loans

* APR=Annual Percentage Rate. Loan Rates as of 11/01/20.
Actual rates may vary on New & Used Vehicle Loan Products. Applicants are subject to credit approval and PFCU underwriting guidelines. Additional terms and conditions may apply. Rates and Terms are subject to change at any time. Vehicle financing is available for used vehicles up to 10 model years including current year. The maximum term for used vehicles 8 to 10 years old is 60 months.
To qualify for membership, other deposit and loan products, you must open a savings account with a minimum deposit of $5.00.
Not responsible for typographical errors.

First Time Auto Buying

*APR=Annual Percentage Rate. New or used vehicle loan, 5.24% APR for 60 months, $19.00 per $1,000 borrowed. The rates and terms of the offer are subject to change at any time. Program underwriting guidelines must be met for loan approval. To qualify for membership, other deposit and loan products, you must open a savings account with a minimum deposit of $5.00.
Contact the credit union for more details.

Payment Examples – New Recreational Vehicles

New Recreational Vehicle Loan Terms Per $15,000 Borrowed Per $1,000 Borrowed
New Boat Loan As low as 5.99% APR* for 24 months $665.11 per month $44.34 per month
New Boat Loan As low as 5.99% APR for 36 months $456.54 per month $30.44 per month
New Boat Loan As low as 5.99% APR for 48 months $352.42 per month $23.50 per month
New Boat Loan As low as 5.99% APR for 60 months $290.10 per month $19.34 per month
New Motor Home Loan (Self Driven or Towed) As low as 5.99% APR* for 24 months $665.14 per month $665.14 per month
New Motor Home Loan (Self Driven or Towed) As low as 5.99% APR for 36 months $456.82 per month $30.44 per month
New Motor Home Loan (Self Driven or Towed) As low as 5.99% APR for 48 months $352.42 per month $23.50 per month
New Motor Home Loan (Self Driven or Towed) As low as 5.99% APR for 60 months $290.108 per month $19.34 per month
New Motor Home Loan (Self Driven or Towed) As low as 6.49% APR for 120 months $170.34 per month $11.36 per month

Description

From choosing your perfect car at the dealership or utilizing PFCU’s CarMatch, we are here to help you get in the driver’s seat. We want to make your next car-buying experience hassle-free and convenient.

Disclaimers

APR=Annual Percentage Rate.  **New vehicle loan, 2.74% APR for 60 months, $17.86 per $1,000 borrowed. Used vehicle loan 3.24% APR for 60 months, $18.08 per $1,000. Rates and terms are subject to change at any time. The actual rate may vary based upon creditworthiness and underwriting policies. New members must open up a savings account with a minimum of $5 to qualify for membership and loan rates.

Vehicle Loans

* APR=Annual Percentage Rate. Loan Rates as of 11/01/20.
Actual rates may vary on New & Used Vehicle Loan Products. Applicants are subject to credit approval and PFCU underwriting guidelines. Additional terms and conditions may apply. Rates and Terms are subject to change at any time. Vehicle financing is available for used vehicles up to 10 model years including current year. The maximum term for used vehicles 8 to 10 years old is 60 months.
To qualify for membership, other deposit and loan products, you must open a savings account with a minimum deposit of $5.00.

Recreational Vehicle Loans

* APR=Annual Percentage Rate. Loan Rates as of 11/01/20.
Actual rates may vary on Recreational Vehicle Loan Products. Applicants are subject to credit approval and PFCU underwriting guidelines. additional terms and conditions may apply. Rates and terms are subject to change at any time. To qualify for membership, other deposit and loan products, you must open a savings account with a minimum deposit of $5.00.
Not responsible for typographical errors.

Payment Examples – Used Auto

Used Vehicle Loan Per $15,000 Borrowed Per $1,000 Borrowed
As low as 2.24% APR* for 36 months $431.42 per month $28.70 per month
As low as 2.49% APR for 48 months $328.80 per month $21.88 per month
As low as 2.49% APR for 60 months $266.26 per month $17.72 per month
As low as 3.24% APR for 72 months $229.62 per month $15.28 per month

Description

From choosing your perfect car at the dealership or utilizing PFCU’s CarMatch, we are here to help you get in the driver’s seat. We want to make your next car-buying experience hassle-free and convenient.

Disclaimers

APR=Annual Percentage Rate. **New vehicle loan, 1.74% APR for 60 months, $17.40 per $1,000 borrowed. Used vehicle loan 2.49% APR for 60 months, $17.72 per $1,000. Rates and terms are subject to change at any time. The actual rate may vary based upon creditworthiness and underwriting policies. To qualify for membership, other deposit and loan products, you must open a savings account with a minimum deposit of $5.00.

Vehicle Loans

* APR=Annual Percentage Rate. Loan Rates as of 11/01/20.
Actual rates may vary on New & Used Vehicle Loan Products. Applicants are subject to credit approval and PFCU underwriting guidelines. Additional terms and conditions may apply. Rates and Terms are subject to change at any time. Vehicle financing is available for used vehicles up to 10 model years including current year. The maximum term for used vehicles 8 to 10 years old is 60 months.
To qualify for membership, other deposit and loan products, you must open a savings account with a minimum deposit of $5.00.
Not responsible for typographical errors.

First Time Auto Buying

*APR=Annual Percentage Rate. New or used vehicle loan, 5.24% APR for 60 months, $19.00 per $1,000 borrowed. The rates and terms of the offer are subject to change at any time. Program underwriting guidelines must be met for loan approval. To qualify for membership, other deposit and loan products, you must open a savings account with a minimum deposit of $5.00.
Contact the credit union for more details.

Payment Examples – Used Recreational Vehicles

New Recreational Vehicle Loan Terms Per $15,000 Borrowed Per $1,000 Borrowed
Used Boat Loan As low as 6.24% APR* for 24 months $666.84 per month $44.46 per month
Used Boat Loan As low as 6.24% APR for 36 months $458.24 per month $30.54 per month
Used Boat Loan As low as 6.24% APR for 48 months $354.14 per month $23.62 per month
Used Boat Loan As low as 6.24% APR for 60 months $291.84 per month $19.46 per month
Used Motor Home Loan (Self Driven or Towed) As low as 6.24% APR* for 24 months $666.84 per month $44.46 per month
Used Motor Home Loan (Self Driven or Towed) As low as 6.24% APR for 36 months $458.24 per month $30.54 per month
Used Motor Home Loan (Self Driven or Towed) As low as 6.24% APR for 48 months $354.14 per month $23.62 per month
Used Motor Home Loan (Self Driven or Towed) As low as 6.24% APR for 60 months $291.84 per month $19.46 per month
Used Motor Home Loan (Self Driven or Towed) As low as 6.49% APR for 120 months $172.26 per month $11.50 per month

Description

From choosing your perfect car at the dealership or utilizing PFCU’s CarMatch, we are here to help you get in the driver’s seat. We want to make your next car-buying experience hassle-free and convenient.

Disclaimers

APR=Annual Percentage Rate.  **New vehicle loan, 2.74% APR for 60 months, $17.86 per $1,000 borrowed. Used vehicle loan 3.24% APR for 60 months, $18.08 per $1,000. Rates and terms are subject to change at any time. The actual rate may vary based upon creditworthiness and underwriting policies. New members must open up a savings account with a minimum of $5 to qualify for membership and loan rates.

Vehicle Loans

* APR=Annual Percentage Rate. Loan Rates as of 11/01/20.
Actual rates may vary on New & Used Vehicle Loan Products. Applicants are subject to credit approval and PFCU underwriting guidelines. Additional terms and conditions may apply. Rates and Terms are subject to change at any time. Vehicle financing is available for used vehicles up to 10 model years including current year. The maximum term for used vehicles 8 to 10 years old is 60 months.
To qualify for membership, other deposit and loan products, you must open a savings account with a minimum deposit of $5.00.

Recreational Vehicle Loans

* APR=Annual Percentage Rate. Loan Rates as of 11/01/20.
Actual rates may vary on Recreational Vehicle Loan Products. Applicants are subject to credit approval and PFCU underwriting guidelines. additional terms and conditions may apply. Rates and terms are subject to change at any time. To qualify for membership, other deposit and loan products, you must open a savings account with a minimum deposit of $5.00.
Not responsible for typographical errors.

Home Equity Loans

Payment Examples – Home Equity

Home Equity Loan Per $15,000 Borrowed Per $1,000 Borrowed
3.50% APR* for 60 months $273.00 per month $18.20 per month
3.75% APR for 84 months $203.40 per month $13.56 per month
4.00% APR for 120 months $151.94 per month $10.14 per month
4.25% APR for 180 months $112.90 per month $7.54 per month
5.25% APR for 240 months $101.12 per month $6.74 per month

Description

Whether you’re looking to consolidate debt, pay for college tuition or remodel your kitchen, you can use the equity in your home to help finance the cost.

Disclaimers

* APR=Annual Percentage Rate. Loan Rates as of 09/01/20. Applicants are subject to credit approval and PFCU underwriting guidelines. Additional terms and conditions may apply. Rates and terms are subject to change at any time. To qualify for membership, you must open a savings account with a minimum deposit of $5.

** The APR for all Equity Lines of Credit may vary and is based on the U.S. prime rate as published in The Wall Street Journal. The minimum “floor” APR on all Equity Lines of Credit is 4.00% and the maximum APR that can apply is 18%.

Not responsible for typographical errors.

NMLS ID 402605

Personal

Payment Examples – Personal Loans

Personal Loan Per $15,000 Borrowed Per $1,000 Borrowed
As low as 7.99% APR* for 24 months $678.62 per month $45.24 per month
As low as 7.99%APR* for 36 months $470.16 per month $31.34 per month
As low as 9.99%APR* for 48 months $380.52 per month $25.38 per month
As low as 9.99%APR* for 60 months $318.76 per month $21.26 per month

Description

We understand that life can be unpredictable and that savings accounts are a high priority for our members. That’s why we offer savings to fit every need and help you best prepare for your future. 

Disclaimers

* APR=Annual Percentage Rate. Loan Rates as of 11/01/20. Applicants are subject to credit approval and PFCU underwriting guidelines. Actual rates may vary on Personal Loan Products. Additional terms and conditions may apply. Rates and terms are subject to change at any time. To qualify for membership, other deposit and loan products, you must open a savings account with a minimum deposit of $5.00.

Actual rates may vary on Personal Loan Products.

Please call the credit union for the most up to date rate information. Not responsible for typographical errors.

Payment Examples – Share Secured Loan Information

Share Secured Loan Per $15,000 Borrowed Per $1,000 Borrowed
2.250% APR for 60 months $264.68 per month $17.64 per month

Description

We understand that life can be unpredictable and that savings accounts are a high priority for our members. That’s why we offer savings to fit every need and help you best prepare for your future. 

Disclaimers

* APY=Annual Percentage Yield. APYs are effective as of 11/01/20 and are subject to change without notice. Rates are for comparison only. Actual rates may vary. Fees could reduce the earnings on the account (only applies if maintenance or activity fees are associated with the account).

Transaction limitations on savings/share account: During any month, you may not make more than six (6) electronic transfers between accounts at PFCU, accounts at other financial institutions or third-party payments.  Electronic transfers include preauthorized, automatic (overdraft), computer (online), ATM and phone transfers. You are not able to exceed the transfer limitation set forth above. Electronic transfers scheduled to occur after the threshold of 6 has been reached will be rejected.

To qualify for membership, other deposit and loan products, you must open a savings account with a minimum deposit of $5.00.

Not responsible for typographical errors.

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