Auto Center

From choosing your perfect car at the dealership or utilizing PFCU’s CarMatch, we are here to help you get in the driver’s seat. We want to make your next car-buying experience hassle-free and convenient. 

Auto Rates

To view the rates of all our auto loans, click here.

Get Started

From pre-approval to purchasing, we’ll get you driving. Please Note: Before you apply, be sure to unfreeze your credit history to ensure a faster and smoother application process.

The power of car buying at your fingertips

Picatinny provides our members with all the resources you need to put you in your dream car. Our exclusive auto buying resource, CarMatch, makes finding your next new or pre-owned car a breeze. And once you’ve found the perfect car, PFCU offers great rates and fast and easy approval on a loan that fits your budget. We’re also here to make sure you’re fully protected when you hit the road with affordable insurance and other protection programs. 

And our loans aren’t limited to just cars. Whether you're looking for a new boat to take out on Lake Hopatcong or a motorcycle for a scenic ride on New Jersey's beautiful backroads, we also offer motorcycle and recreational vehicle loans on new and used boats and motorhomes. Picatinny can help bring you one step closer to your next adventure with our low rates, fast and easy approvals, and personalized service.

Picatinny CarMatch

We want to make finding your new or pre-owned car as easy as possible with our CarMatch. You can browse the inventory at local dealerships and access the pricing, data and reviews you need to compare your favorite models at your convenience. Once you’ve found the perfect car, you can quickly and easily apply for a loan online. With Picatinny Federal Credit Union and CarMatch, you’ll be cruising around the backroads or off on your next road trip in no time.


First Time Buyers Program

Buying your first car is one of life’s big milestones. We help first-time auto buyers with little or no credit secure a competitive interest rate on their first auto loan with Picatinny’s First Time Buyers Program. We’ll ensure your payments are affordable and help you establish a positive credit history along the way. Our Member Experience Professionals will make getting your auto loan quick, easy, and hassle-free.

First Time Auto Buying Features:

  •  7.00% APR* (up to 60 months)
  • Flexible terms of 36, 48 or 60 months
  • Loans available for new and used vehicles (financing available for vehicles up to 10 years old)
  • Maximum loan amount is as low as $25,000⁺

Less searching, more finding

Payment Calculator

Use the auto loan calculator to determine your estimated monthly payments and your approximate rate for a new or used car loan.

Compare Vehicles

Compare up to five cars of your choice to help decide which car fits your needs. Use this tool to start comparing today!

Refinance Calculator

Estimate your monthly payment with the auto refinance calculator to see if you can save money by refinancing with us. Whatever you're looking for, let us help you find opportunities to save!

Auto Payment Examples

To view the payment examples of all our auto loans, click here.

Auto Talk

Your quarterly automotive newsletter will keep you informed on all things auto, including useful tips and tricks.

Federally insured by NCUA. *APR=Annual Percentage Rate. The rates and terms of the offer are subject to change at any time. Program underwriting guidelines must be met for loan approval. To qualify for membership, other deposit and loan products, you must open a savings account with a minimum deposit of $5.00. Contact the credit union for more details. Maximum loan amount determined by underwriting guidelines.

Become a Member Today

Whether it’s getting started on your financial life, buying a new home, or getting your dream car, we’re here to help you in your financial journey every step of the way. Join a fast-growing family of members and start enjoying the benefits of a Picatinny Federal Credit Union Membership today!