How do I know how much house I can afford?

Generally speaking, you can purchase a home with a value of two or three times your annual household income. However, the amount that you can borrow will also depend upon your employment history, credit history, current savings and debts, and the amount of down payment you are willing to make. You may also be able to take advantage of special loan programs for first time buyers to purchase a home with a higher value. We can help you determine exactly how much you can afford.

What are the costs of owning a home?
What is the difference between a fixed-rate loan and an adjustable-rate loan?
What are some of the documents we will need to provide in order to apply for a mortgage?
How do I know which type of mortgage is best for me?
What will happen at closing?
How do I know if it's best to lock in my interest rate or to let it float?
When can I lock in my rate and discount points?
Tell me more about closing fees and how they are determined.
What is mortgage insurance and when is it required?

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