Checking & Savings

At Picatinny Federal Credit Union, our goal is to make managing your money as easy as possible. With our checking and savings solutions, it’s now simpler than ever to keep track of your spending and meet your savings goals.

Money Matters - Accounts that Make your Money Meaningful



Having a checking account shouldn’t mean minimum balances and hidden fees. At PFCU, our checking accounts are always free, as they should be. And, backed by Visa’s Zero Liability Policy, our debit cards are more secure than ever.

Learn more about the benefits of opening a PFCU checking account here.


Life is complicated, but saving for it shouldn’t be. That’s why at PFCU, we have savings options for all of life’s important (and unexpected) moments. Whether planning for retirement or saving for vacation, we’ve got you covered. And don’t worry if you don’t yet know what type of account you need, we can help with that, too!

To learn more about what savings accounts we offer, click here.


Special Accounts

Sometimes your typical checking or savings account just won’t cut it, especially for our younger members. The Break Through and Youth Accounts are a perfect example of products designed around our members’ needs.

More information on these special accounts can be found here.

Become a Member Today

We are a not-for-profit, full-service financial institution open to anyone who lives, works, worships or goes to school in Morris, Essex, Somerset and Union Counties. We are proud to offer all the benefits, products, technology, security and convenience of a big bank -- without the big bank headaches, bureaucracy or hidden fees. Join us today!