We have a knowledgeable team who knows the ins and outs of the homebuying process. Whether you’re a first-time homebuyer or looking to
refinance, we are committed to working alongside our members and guide them through the process.
How do I get pre-approved for a mortgage?
To get pre-approved, you’ll need to provide PFCU with information about your income, credit history, and assets. PFCU will then assess your financial situation and determine how much you can afford to borrow.
What are closing costs?
Closing costs are fees that are paid at the time of closing on a home purchase. They can include things like appraisal fees, title fees, and attorney fees.
Managing Your Mortgage
What is refinancing?
Refinancing is the process of replacing your existing mortgage with a new one. You may want to refinance if interest rates have fallen or if you want to change the terms of your loan.
Click the link below to access a printable PDF:
Mortgage FAQs – The Mortgage Process and Managing Your Mortgage
