Premium Rewards Benefits


24/7 Cardholder Service

Call 1-866-795-1412 (toll free U.S.) or 1-605-782-3554 (international) for balance inquiries, payment information, transaction history, statement requests or to dispute a charge.

Online Access

You can conveniently review your Visa transactions, payments and statements in your online banking account. If you aren’t enrolled in online banking, you can continue to manage your account with Visa online card management.

Verified By Visa

Once you receive your credit card we encourage you to sign up for Verified by Visa. This is a free service that will provide you an extra layer of protection when you use your credit card for online purchases.

Zero Liability

Visa’s Zero Liability Policy guarantees that you will not be held responsible for fraudulent charges made with your card or card information.

Auto Rental Collision Waiver Program

Protect yourself against collision or theft with Visa’s Auto Rental Program.
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uChoose Rewards FAQs

Frequently Asked Questions

What is uChoose Rewards®?

uChoose Rewards is a rewards program where you earn points for shopping and using your Picatinny Federal Credit Union Premium Rewards Card.* Then redeem your points for anything of your choice from a huge online rewards catalog of travel, merchandise, gift cards or 1% cash back, which will be applied as a credit to your account.

How do I earn points?

You’ll receive 1 points for every $1 you spend, from your very first purchase. You must register your card at to redeem points.

Where can I earn points?

You earn points anywhere your Visa card is accepted.

When can I redeem my points?

You must accumulate 2,500 points before you can redeem your points. After that, you can redeem for any number of amazing items. Simply look for your “Total Points” at the top of any page on the website to see how many points you have available for redemption. It can take up to 40 days for your points to be credited to your account.

Can I share points with family members?

Yes, all cards within an account automatically earn points together. If you would like to pool your points with another account, just go to the profile page at and click on the learn how link.

What can I redeem my points for?

You can choose from millions of options, whether it’s merchandise, travel, activities, event tickets and so much more! You can even choose to redeem your points for cash back where a credit will be applied directly to your credit card account. Simply visit the Redeem Points page and click on the category that suits your interests.
UChoose Rewards will track of all the points you earn and will guide you through the redemption process.

Where can I view my points earned?

You can access the history of your point activity on the Point Details page and your earned points will be listed on your monthly statement.

What if I shopped at a participating retailer, but my points aren’t showing up?<

It can take up to 40 days for transactions to appear on the Point Details page. If points from a qualified transaction do not appear after 40 days, contact uChoose Rewards for assistance at

How much does it cost to participate?

There’s no cost. Membership in uChoose Rewards is absolutely free for Picatinny Federal Credit Union cardholders, so start shopping and earning today.

* uChoose Rewards® points earned only on purchases, not cash advances or balance transfers.