Personal Choice Benefits


24/7 Cardholder Service

Call 1-866-795-1412 (toll free U.S.) or 1-605-782-3554 (international) for balance inquiries, payment information, transaction history, statement requests or to dispute a charge.

Online Access

You can conveniently review your Visa transactions, payments and statements in your online banking account. If you aren’t enrolled in online banking, you can continue to manage your account with Visa online card management.

Verified By Visa

Once you receive your credit card we encourage you to sign up for Verified by Visa. This is a free service that will provide you an extra layer of protection when you use your credit card for online purchases.

Zero Liability

Visa’s Zero Liability Policy guarantees that you will not be held responsible for fraudulent charges made with your card or card information.

Auto Rental Collision Waiver Program

Protect yourself against collision or theft with Visa’s Auto Rental Program.
  Manage Your Account