Home Equity It’s Your Home – It’s Your Equity

Whether you’re looking to consolidate debt, pay for college tuition or remodel your kitchen, you can use the equity in your home to help finance the cost. Picatinny’s Home Equity Loan Program offers extremely competitive rates on fixed-rate loans and home equity lines of credit (HELOCS). In addition, you will have the flexibility of tailoring your payment schedule to meet your needs and budget.

Fixed Rates – NO Fees
New Loans and Refinancing Options Available
Learn about Home Equity Lines of Credit – Learn More

Home Equity Products

Type of Loan Minimum Maximum Terms APR* Action

* APR=Annual Percentage Rate. Loan Rates as of 01/01/19. Applicants are subject to credit approval and PFCU underwriting guidelines. Additional terms and conditions may apply. Rates and terms are subject to change at any time. To qualify for membership, you must open a savings account with a minimum deposit of $5.

** The APR for all Equity Lines of Credit may vary and is based on the U.S. prime rate as published in the The Wall Street Journal. The minimum "floor" APR on all Equity Lines of Credit is 4.00% and the maximum APR that can apply is 18%

Not responsible for typographical errors.

NMLS ID 402605

Home Equity Loan, Fixed Rate $15,000 Minimum $250,000 Maximum 5 Years 4.25% Apply

$15,000 Minimum $250,000 Maximum 7 Years 4.50% Apply

$15,000 Minimum $250,000 Maximum 10 Years 4.75% Apply

$15,000 Minimum $250,000 Maximum 15 Years 5.00% Apply

$15,000 Minimum $250,000 Maximum 20 Years 6.00% Apply

PFCU Flex - Line Of Credit** $20,000 Minimum $250,000 Maximum 30 Years Prime Rate: 5.25% Apply

Home Equity Loan - Prime LOC** $20,000 Minimum $250,000 Maximum 15 Years Prime Rate: 5.25% Apply

Home Equity Loan Payment Example:
As low as 4.75% APR for 120 months
See All Payment Examples Per $15,000 borrowed
$157.36 per month Per $1000 borrowed
$10.50 per month

Home Equity It’s Your Home – It’s Your Equity

Home Equity Products

About PFCU

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Branches

Type of Loan	Minimum	Maximum	Terms	APR*	Action
* APR=Annual Percentage Rate. Loan Rates as of 01/01/19. Applicants are subject to credit approval and PFCU underwriting guidelines. Additional terms and conditions may apply. Rates and terms are subject to change at any time. To qualify for membership, you must open a savings account with a minimum deposit of $5. ** The APR for all Equity Lines of Credit may vary and is based on the U.S. prime rate as published in the The Wall Street Journal. The minimum "floor" APR on all Equity Lines of Credit is 4.00% and the maximum APR that can apply is 18% Not responsible for typographical errors. NMLS ID 402605
Home Equity Loan, Fixed Rate	$15,000 Minimum	$250,000 Maximum	5 Years	4.25%	Apply
	$15,000 Minimum	$250,000 Maximum	7 Years	4.50%	Apply
	$15,000 Minimum	$250,000 Maximum	10 Years	4.75%	Apply
	$15,000 Minimum	$250,000 Maximum	15 Years	5.00%	Apply
	$15,000 Minimum	$250,000 Maximum	20 Years	6.00%	Apply
PFCU Flex - Line Of Credit**	$20,000 Minimum	$250,000 Maximum	30 Years	Prime Rate: 5.25%	Apply
Home Equity Loan - Prime LOC**	$20,000 Minimum	$250,000 Maximum	15 Years	Prime Rate: 5.25%	Apply
Home Equity Loan Payment Example: As low as 4.75% APR for 120 months See All Payment Examples		Per $15,000 borrowed $157.36 per month		Per $1000 borrowed $10.50 per month