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Home Equity It’s Your Home – It’s Your Equity
Whether you’re looking to consolidate debt, pay for college tuition or remodel your kitchen, you can use the equity in your home to help finance the cost. Picatinny’s Home Equity Loan Program offers extremely competitive rates on fixed-rate loans and home equity lines of credit (HELOCS). In addition, you will have the flexibility of tailoring your payment schedule to meet your needs and budget.
- Fixed Rates – NO Fees
- New Loans and Refinancing Options Available
- Learn about Home Equity Lines of Credit – Learn More
Home Equity Products
| Type of Loan | Minimum | Maximum | Terms | APR* | Action |
|---|---|---|---|---|---|
* APR=Annual Percentage Rate. Loan Rates as of 11/01/19. Applicants are subject to credit approval and PFCU underwriting guidelines. Additional terms and conditions may apply. Rates and terms are subject to change at any time. To qualify for membership, you must open a savings account with a minimum deposit of $5. NMLS ID 402605 |
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| Home Equity Loan, Fixed Rate | $15,000 Minimum | $250,000 Maximum | 5 Years | 4.00% | Apply |
| $15,000 Minimum | $250,000 Maximum | 7 Years | 4.25% | Apply | |
| $15,000 Minimum | $250,000 Maximum | 10 Years | 4.50% | Apply | |
| $15,000 Minimum | $250,000 Maximum | 15 Years | 4.75% | Apply | |
| $15,000 Minimum | $250,000 Maximum | 20 Years | 5.75% | Apply | |
| PFCU Flex - Line Of Credit** | $20,000 Minimum | $250,000 Maximum | 30 Years | Prime Rate: 4.75% | Apply |
| Home Equity Loan - Prime LOC** | $20,000 Minimum | $250,000 Maximum | 15 Years | Prime Rate: 4.75% | Apply |
| Home Equity Loan Payment Example: As low as 4.50% APR for 120 months See All Payment Examples | Per $15,000 borrowed $155.52 per month | Per $1000 borrowed $10.38 per month | |||
