Premium Rewards Credit Card
Picatinny Premium Rewards Credit Card
For members who enjoy points that don’t expire. And No Annual Fee!
- 0% APR* on New Purchases and Balance Transfers for 12 Months
- NO Balance Transfer Fee!
- Auto-Enrolled in uChoose® Rewards – Points Don’t Expire
- Fraud Monitoring Program and 0% Liability for Fraudulent Transactions
The Premium Rewards Card lets you earn points, which you can redeem for travel, events, gift cards or statement credit.
Other Premium Rewards Card Benefits
- 24/7 Cardholder Service Call 1-866-795-1412 (toll free U.S.) or 1-605-782-3554 (international) for balance inquiries, payment information, transaction history, statement requests or to dispute a charge.
- Online Access You can conveniently review your Visa transactions, payments and statements in your online banking account.
- Verified By Visa You are automatically enrolled in Verify by Visa. This is a free service that will provide an extra layer of protection when you use your credit card for online purchases at participating merchants.
- Zero Liability Visa’s Zero Liability Policy guarantees that you will not be held responsible for fraudulent charges made with your card or card information.
- Auto Rental Collision Waiver Program Protect yourself against collision or theft with Visa’s Auto Rental Program.
Federally insured by NCUA. *APR=Annual Percentage Rate. 0% APR is on new purchases and balance transfers for 12 billing cycles. After that, the APR for the Premium Rewards Card will be 13.74%, 16.74%, or 18.00%. The variable rate will be based on PFCU’s underwriting guidelines and your creditworthiness. The APR will vary with the market and is based on the Prime Rate. uChoose® Rewards Points will be earned starting with the first purchase you make with the Premium Rewards card. The triple uChoose® Rewards points will be earned only on purchases, not balance transfers or cash advances. For more details about the PFCU Visa Card or rewards points please visit www.picacreditunion.com. All offers and terms are subject to change at any time. New members must open a savings account with a minimum deposit of $5 to begin their credit union membership and be eligible for the triple points offer.