Credit Cards

Choose The Card That’s Right For You

Picatinny Premium Rewards Credit Card

For members who enjoy points that don’t expire. And No Annual Fee!

Picatinny Premium Rewards Credit Card

  • 0% APR* on New Purchases and Balance Transfers for 12 Months
  • No Balance Transfer Fee!
  • Auto-Enrolled in uChoose® Rewards – Points Don’t Expire
  • Fraud Monitoring Program and 0% Liability for Fraudulent Transactions
The Premium Rewards Card lets you earn points, which you can redeem for travel, events, gift cards or statement credit.

Picatinny Personal Choice Credit Card

For members who may or may not carry a balance. They like a card that offers the lowest rates.

Picatinny Personal Choice Credit Card

  • 0% APR* on New Purchases and Balance Transfers for 12 Months
  • No Balance Transfer Fee!
  • No Annual Fee
  • Fraud Monitoring Program and 0% Liability for Fraudulent Transactions
If an extremely low rate is what you’re looking for, the Personal Choice Card is just right for you.

Federally insured by NCUA. *APR=Annual Percentage Rate. 0% APR is on new purchases and balance transfers for 12 billing cycles. After that, the APR for the Premium Rewards Card will be 13.74%, 16.74%, or 18.00% and the APR for the Personal Choice Card will be 9.74%, 12.74%, or 15.74%. The variable rate will be based on PFCU’s underwriting guidelines and your creditworthiness. The APR will vary with the market and is based on the Prime Rate. uChoose® Rewards Points will be earned starting with the first purchase you make with the Premium Rewards card. The triple uChoose® Rewards points will be earned only on purchases, not balance transfers or cash advances. For more details about the PFCU Visa Card or rewards points please visit www.picacreditunion.com. All offers and terms are subject to change at any time. New members must open a savings account with a minimum deposit of $5 to begin their credit union membership and be eligible for the triple points offer.