Student Rewards Account Great Rewards – No Fees

The Student Rewards Account was designed to meet the needs of High School Seniors preparing for college, college students on the go and young adults settling into their first job. When you open an account, we’ll match up to $50.* Additionally, PFCU will waive two overdrafts per year – we know mistakes happen and we have your back. This account gives you fast, convenient access to your money. Now you can stay connected with your money anytime, anywhere.

Student Rewards Includes:

  • Picatinny Savings Account
  • FREE Checking Account with no minimum balance
  • Free mobile, online banking, and bill pay
  • Instant Issue Debit Card+
    • Two overdraft fee refunds per year – $70 savings
    • Two free overdraft transfers per month – $20 savings
    • Access to 55,000 surcharge-free ATMs in the Allpoint Network
    • 10 FREE out of network ATM transactions per month++

    Learn more about Credit Karma here »

    If you live, work, worship or attend school in Morris County, you are eligible to open an account.

    Open An Account Today

    Start enjoying the savings and convenience of Student Rewards

    Open An Account

    Federally insured by NCUA

    *To qualify for the matching cash reward, you must open a savings account with a minimum deposit of $5. Picatinny Federal Credit Union (PFCU) will match up to $50 of your initial deposit. The matching cash reward will be credited to the new account immediately, but will be held for a period of 60 days. The account must remain open for a minimum of 60 days to receive the offer. +PFCU reserves the right to reject any image submitted, for the instant issue debit card, for any reason. ++Other financial institution surcharges may apply to ATM transactions. Offer is subject to approval. All offers, terms and conditions are subject to change at any time. Exclusive offer for new Student Rewards Account only; must be 18-25 to qualify for the account. Cash reward is considered interest and will be reported on IRS form 1099-INT. Contact PFCU for details.