Share/IRA Certificate

A Certificate of Deposit is a safe and easy way to invest your money. Whether you are looking for a short or long term investment, PFCU has the right certificate and terms for you. The minimum balance required to open a Certificate is $500.00.

Share Certificates

Term of AccountAnnual Percentage YieldDividend RateMinimum Balance

* APY=Annual Percentage Yield. APYs are effective as of 03/01/19 and are subject to change without notice. Rates are for comparison only. Actual rates may vary. Fees could reduce the earnings on the account (only applies if maintenance or activity fees are associated with the account).

Please call the credit union for the most up to date rate information. Not responsible for typographical errors.

6 Month Share Certificate1.100% APY*1.094%$500.00
12 Month Share Certificate1.800% APY1.784%$500.00
18 Month Share Certificate1.900% APY1.882%$500.00
24 Month Share Certificate2.150% APY2.127%$500.00
36 Month Share Certificate2.250% APY2.225%$500.00
48 Month Share Certificate2.350% APY2.322%$500.00
60 Month Share Certificate2.550% APY2.518%$500.00

IRA Certificates

Term of AccountAnnual Percentage YieldDividend RateMinimum Balance

* APY=Annual Percentage Yield. APYs are effective as of 03/01/19 and are subject to change without notice. Rates are for comparison only. Actual rates may vary. Fees could reduce the earnings on the account (only applies if maintenance or activity fees are associated with the account).

Please call the credit union for the most up to date rate information. Not responsible for typographical errors.

12 Month IRA Share Certificate1.800% APY*1.784%$500.00
18 Month IRA Share Certificate1.900% APY1.882%$500.00
24 Month IRA Share Certificate2.150% APY2.127%$500.00
36 Month IRA Share Certificate2.250% APY2.225%$500.00
48 Month IRA Share Certificate2.350% APY2.322%$500.00
60 Month IRA Share Certificate2.550% APY2.518%$500.00