Everyday is a Celebration with VISA

Whether you're ordering gifts online or picking up groceries to stock up on the necessities, earn Triple Points on all purchases until the end of the year!

Join our Premium Rewards Program

Premium Rewards Credit Card Benefits

  • Earn Triple Points** on EVERY purchase from now until the end of the year!
  • 0% APR* on New Purchases and Balance Transfers for 12 Months
  • No Annual Fee
  • NO Balance Transfer Fee!
  • Auto-Enrolled in uChoose® Rewards – Points Don’t Expire
  • Fraud Monitoring Program and 0% Liability for Fraudulent Transactions

Receive a $100 statement credit after you spend $300 on purchases in the first 60 days of account opening.+

Other Premium Rewards Card Benefits

  • 24/7 Cardholder Service Call 1-866-795-1412 (toll free U.S.) or 1-605-782-3554 (international) for balance inquiries, payment information, transaction history, statement requests or to dispute a charge.
  • Online Access You can conveniently review your Visa transactions, payments and statements in your online banking account.
  • Verified By Visa You are automatically enrolled in Verify by Visa. This is a free service that will provide an extra layer of protection when you use your credit card for online purchases at participating merchants.
  • Zero Liability Visa’s Zero Liability Policy guarantees that you will not be held responsible for fraudulent charges made with your card or card information.
  • Auto Rental Collision Waiver Program Protect yourself against collision or theft with Visa’s Auto Rental Program.

Federally insured by NCUA.*APR=Annual Percentage Rate. 0% APR is on new purchases and balance transfers for 12 billing cycles for new cardholders. After that, the APR for the Premium Rewards Card will be 11.74% – 18.00%. The variable rate will be based on PFCU’s underwriting guidelines and your creditworthiness. The APR will vary with the market and is based on the Prime Rate. uChoose® Rewards Points will be earned starting with the first purchase you make with the Premium Rewards card. Rewards points will only be earned on purchases and not balance transfers or cash advances. **Triple Points on all purchases will be applied from July 6, 2020, until December 31, 2020. This offer does not include cash advances, balance transfers or ATM withdrawals. +$100 statement credit will only be applied to Premium Rewards cardholders after stated requirements are met. All offers and terms are subject to change at any time. New members must open a savings account with a minimum deposit of $5 to begin their credit union membership.

Become a Member Today

We are a not-for-profit, full-service financial institution open to anyone who lives, works, worships or goes to school in Morris County. We are proud to offer all the benefits, products, technology, security and convenience of a big bank -- without the big bank headaches, bureaucracy or hidden fees. Join us today!